01-14-2013 05:24 PM
Finally got my AMEX BCP. Credit lmit is at $2k (was hoping for $5k ) and APR is at 19.99. (Doesnt reallly matter as i pay in full) I will be doing a CLI after 61 days from today. Is there any specific way i should use the card? Max it out and pay in full? use $1k out of the $2k and pay in full? I really want the CLI to be approved for 6k in 61 days. Any help is appreciated! My FICO score was 788 when AMEX pulled it from Experian if anyone wants to know.
01-14-2013 05:25 PM
I wouldn't use more than 30% total of the balance at a time. Pay it off in full.
01-14-2013 06:11 PM
PIF regardless, and you'll be golden at 61+ days
01-14-2013 08:30 PM
Congrats on the approval!