Starting Score: TU 686 EX 641 EQ 690
FWIW, I have had the Zync $500 hard limit for a little over a year. A few months back, which it reached the 10 month mark, I tested the waters to see if having the zync would help me get a revolver. At that time I only had 2 old baddies that were scheduled to drop off within 6 months. I think I tried for the blue back then, I can't remember. Anyway, it was denied for basically the same reasons you were. My util was probably about 25%, no other problems.
Since then, both baddies have dropped off and when I app'd again it came back denied. The problem is, I think, they did a SP and used a report from last month which only showed one of the baddies removed. (Neither of them were actually that bad, both were in the $300-400 range.) Anyway, in my case, the Zync is about 13 months old, positive history, but even with one baddie showing I was denied. I think if I recon and have them do a HP, it will probably be approved because the same day, I app'd for the Citi TY Premier, instant approval with 5K limit. 
ETA: For me, having the Zync didn't help me get a revolver any quicker.
CK_Charles_Lover wrote:Have to agree, 2 1/2 months with a zync with a hard limit, probably not going to work out. The good news only a SP and you can use that experian letter to get your report for free. Go to experian and click the "denied" credit and fill it out. 90 days (great if you don't get already).
ps. if you have come 100 points ahead in a year imagine where you could be another year. Patience will be your best friend.
+1
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
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