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Called yesterday to get my APR lowered on one of my credit cards. It was at 22.99 % got it lowered to 13.99 for 7 months. Today, I was like let me get the other one lowered as well. I called took a little bit of nagging around and talking to supervisor. I kept telling them I got the other one lowered, how come I cant with this one.. They kept giving me every excuse in the book. At the end of the day, they lowered this one as well to 12.65%. Lowering your apr helps credit score? lol
Congrats!
@netsfan549 wrote:Called yesterday to get my APR lowered on one of my credit cards. It was at 22.99 % got it lowered to 13.99 for 7 months. Today, I was like let me get the other one lowered as well. I called took a little bit of nagging around and talking to supervisor. I kept telling them I got the other one lowered, how come I cant with this one.. They kept giving me every excuse in the book. At the end of the day, they lowered this one as well to 12.65%. Lowering your apr helps credit score? lol
No, but it should help your cash flow and if THAT means faster balance payoffs, THAT will help with your credit score - btw, those are great APR rates from Cap-1.