Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 2,967
Registered: ‎04-04-2013
0

Got my Amex BCE 3X

[ Edited ]

Well. i was hesitating on applying for the 3X after 61 days, but I finally pulled the trigger at 61 + 6 days Smiley Wink

 

I received the full 3X, going from $2000 to $6000 credit limit.

 

I them immediately purchased a new HDTV online for $1000. Which would have been 50% utilization on that credit card before is now a manageable 17%.

 

I think I'll let this months Amex bill show up on my credit reports before I pay in full (i'm only a week into the statement period). I like to occasionally show all creditors that I do use the various credit cards significantly and that I do pay in full. Of course, I only do that when I'm not planning any new CLI's or credit card applications anytime soon Smiley Wink



TU-08: 760    EX-08: 741    EX-08 Bankcard: 780    EQ-08 Bankcard: 737    EQ-04: 718
Moderator
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Got my Amex BCE 3X

Valued Contributor
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Got my Amex BCE 3X

Very Nice....Congrats!! 

*8/10/13
Community Leader
Senior Contributor
Posts: 30,805
Registered: ‎02-07-2013
0

Re: Got my Amex BCE 3X

Congrats X3 CLI

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Super Contributor
Posts: 6,147
Registered: ‎02-23-2011
0

Re: Got my Amex BCE 3X

Nice!

 

3X CL is the best!

Frequent Contributor
Posts: 417
Registered: ‎12-10-2012
0

Re: Got my Amex BCE 3X

Congrats to you.

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-5.5k/ Discover IT-14k/NCSECU-5k/Walmart-10k/Lowes-25k
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Got my Amex BCE 3X

congrats on our cli Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
New Contributor
Posts: 74
Registered: ‎08-23-2010
0

Re: Got my Amex BCE 3X

Congrats!
Frequent Contributor
Posts: 311
Registered: ‎06-14-2013
0

Re: Got my Amex BCE 3X

[ Edited ]

Themanwhocan wrote:

Well. i was hesitating on applying for the 3X after 61 days, but I finally pulled the trigger at 61 + 6 days Smiley Wink

 

I received the full 3X, going from $2000 to $6000 credit limit.

 

I them immediately purchased a new HDTV online for $1000. Which would have been 50% utilization on that credit card before is now a manageable 17%.

 

I think I'll let this months Amex bill show up on my credit reports before I pay in full (i'm only a week into the statement period). I like to occasionally show all creditors that I do use the various credit cards significantly and that I do pay in full. Of course, I only do that when I'm not planning any new CLI's or credit card applications anytime soon Smiley Wink


Are there any tips for an Amex newbie?? Any spending and/or payment behavior? I too was approved for initial limit of $2,000 (pretty disappointed).  I will heavily rely on the 3x CLI

Regular Contributor
Posts: 163
Registered: ‎06-22-2013
0

Re: Got my Amex BCE 3X

@ LawStudentCivilis

 

What do your scores, history, inquiries, and income look like?

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.