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Frequent Contributor
LawStudentCivilis
Posts: 311
Registered: ‎06-14-2013
0

Re: Got my Amex BCE 3X

[ Edited ]

Hi,

 

On EX and TU I had 1 inquiry.  3 inq on Equifax (one to drop soon on FICO to meet the 1 year mark).  My FAKO for Experian is 736. My FICO for EQ was 704 (Equifax is always my lowest score I assume it may be because of inqs).

 

And 0 derog history, 100% on time payments.

Regular Contributor
justforting
Posts: 176
Registered: ‎04-17-2013
0

Re: Got my Amex BCE 3X

congrats!

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)
Frequent Contributor
sghosh5
Posts: 474
Registered: ‎02-28-2013
0

Re: Got my Amex BCE 3X

Did you get the CLI immidiately after you requested or had to wait for their decision? My Wife has the same card and I am an authorized user on it. She has good credit (EX:702, EQ:713, TU:719). She had the account open for more than a year now. Our initial credit limit is 2000 as well and had never asked for CLI. We just requested CLI yesterday and the phone rep said she submitted it and wait for their decision for 7 days. 

We had been almost paying this card off every month keeping just about 15% utilization. My Wife's credit just have 2 inquiries on it. Don't know if we will be denied or get that 3x limit increase.


Starting Score: EQ: 499
Current Score: EX: 680, EQ: 631, TU: 672
CHASE Freedom: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, AMEX Green, AMEX PRG, Discover: 5.7K, DISCOVER IT: 2K, CITI Diamond:2.8K, Southwest Premier: 2K, Express:1.1K, Paypal: 3.6K, Amazon: 2.5K, Macys: 7.6K, Walmart: 1.5K, BestBuy: 1.5K, Lowes: 1.5K
Established Member
sdotlow
Posts: 82
Registered: ‎05-06-2013
0

Re: Got my Amex BCE 3X

Congrats!


Amex CS scores - EX-745 / EQ-745 / TU-767 (6/28/13)
BankAmericard Cash Rewards - 10k, MAFCU Visa Rewards - 10k, Chase Freedom - 2500, Discover IT - 2000, Barclay Apple - 2000, AMEX BCE - 2000
Gardening as of 6/28/13
Valued Contributor
Themanwhocan
Posts: 1,674
Registered: ‎04-04-2013
0

Re: Got my Amex BCE 3X


sghosh5 wrote:

Did you get the CLI immidiately after you requested or had to wait for their decision? My Wife has the same card and I am an authorized user on it. She has good credit (EX:702, EQ:713, TU:719). She had the account open for more than a year now. Our initial credit limit is 2000 as well and had never asked for CLI. We just requested CLI yesterday and the phone rep said she submitted it and wait for their decision for 7 days. 

We had been almost paying this card off every month keeping just about 15% utilization. My Wife's credit just have 2 inquiries on it. Don't know if we will be denied or get that 3x limit increase.


I received an instant 3x Cli from $2000 to $6000. I used the online request link.

 

I mentioned pretty much every detail of the past 2 months leading up to the 3X request in another post. You can search for "Amex spend pattern for 3x CLI" to see that post.



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