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Got my Amex BCE 3X

Frequent Contributor

Re: Got my Amex BCE 3X

Hi,

 

On EX and TU I had 1 inquiry.  3 inq on Equifax (one to drop soon on FICO to meet the 1 year mark).  My FAKO for Experian is 736. My FICO for EQ was 704 (Equifax is always my lowest score I assume it may be because of inqs).

 

And 0 derog history, 100% on time payments.

Message 11 of 15
Regular Contributor

Re: Got my Amex BCE 3X

congrats!

Last App: 09/17/2013 // No App Until: Mortgage (05/14?)

Cards in my wallet: AMEX BCE ($8000) // CITI AA VISA SIG ($5000) // CHASE FREEDOM ($3500) // DISCOVER IT ($1000) // CAP ONE NC ($1000) // WALMART DISCOVER ($1600)
Credit Scores: FICO TU08 (10/13): 739 // Credit Karma (10/13): 677??!! // Credit Sesame (10/13): 730
Next Goal: CSP (after mortgage probably...)
Message 12 of 15
Established Contributor

Re: Got my Amex BCE 3X

Did you get the CLI immidiately after you requested or had to wait for their decision? My Wife has the same card and I am an authorized user on it. She has good credit (EX:702, EQ:713, TU:719). She had the account open for more than a year now. Our initial credit limit is 2000 as well and had never asked for CLI. We just requested CLI yesterday and the phone rep said she submitted it and wait for their decision for 7 days. 

We had been almost paying this card off every month keeping just about 15% utilization. My Wife's credit just have 2 inquiries on it. Don't know if we will be denied or get that 3x limit increase.


Starting Score: EQ: 499
Current Score: EX: 659, EQ: 622, TU: 659
CHASE Freedom Unlimited: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, WellsFargo: 300, Discover: 8.7K, DISCOVER IT: 2K, CITI Double Cash:2.8K, Southwest Premier: 2K, Express: 2.5K, Paypal: 3.6K, Amazon: 2.5K, Macys: 7.6K, Walmart: 1.5K, BestBuy: 1.5K, Lowes: 6K, HomeDepot: 3K, BOA Cash Rewards: 300
Message 13 of 15
Established Member

Re: Got my Amex BCE 3X

Congrats!


Amex CS scores - EX-745 / EQ-745 / TU-767 (6/28/13)
BankAmericard Cash Rewards - 10k, MAFCU Visa Rewards - 10k, Chase Freedom - 2500, Discover IT - 2000, Barclay Apple - 2000, AMEX BCE - 2000
Gardening as of 6/28/13
Message 14 of 15
Senior Contributor

Re: Got my Amex BCE 3X


sghosh5 wrote:

Did you get the CLI immidiately after you requested or had to wait for their decision? My Wife has the same card and I am an authorized user on it. She has good credit (EX:702, EQ:713, TU:719). She had the account open for more than a year now. Our initial credit limit is 2000 as well and had never asked for CLI. We just requested CLI yesterday and the phone rep said she submitted it and wait for their decision for 7 days. 

We had been almost paying this card off every month keeping just about 15% utilization. My Wife's credit just have 2 inquiries on it. Don't know if we will be denied or get that 3x limit increase.


I received an instant 3x Cli from $2000 to $6000. I used the online request link.

 

I mentioned pretty much every detail of the past 2 months leading up to the 3X request in another post. You can search for "Amex spend pattern for 3x CLI" to see that post.





TU-8: 755 EX-8: 771 EQ-8: 763    EX-8 Bankcard: 815    
TU-9 Bankcard: 795 EQ-9: 822
   EX-98: 735 EQ-04: 730
Total $437,800
Message 15 of 15