Reply
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011
0

Got my Barclay 1st Auto CLI

I got my 1st CLI on what I believe is my 8th statement. I never carried a balance and PIF 700 to 1000 monthly. Last month I did a BT and carried a balance and is the 1st time I get an auto CLI. Hmmm maybe they want to see balances. It was only 400 and maybe if I wanted to do an HP could get more, but I'll just wait it out to see what happens in the future.

Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
SpecFile
Posts: 1,370
Registered: ‎08-07-2007
0

Re: Got my Barclay 1st Auto CLI

Congrats and yes, wait it out!! The auto luv will come. I started at $1,900 and went to $4,000 in my first year without asking for a dime!! Good luck!!
Regular Contributor
staifokuzed
Posts: 180
Registered: ‎12-19-2012
0

Re: Got my Barclay 1st Auto CLI

[ Edited ]

Rhaeny wrote:
I got my 1st CLI on what I believe is my 8th statement. I never carried a balance and PIF 700 to 1000 monthly. Last month I did a BT and carried a balance and is the 1st time I get an auto CLI. Hmmm maybe they want to see balances. It was only 400 and maybe if I wanted to do an HP could get more, but I'll just wait it out to see what happens in the future.

Congrats!

When didi you open your account?  Also from what I have been reading when CSR are asked they say PIF is what they like.  But people carrying balances seem to get Auto CLI.  I PIF and six months is comming up so we will see.

AMEX B SKY-1K AMEX PRG- NPSL USAA PLTM -6K
DISCOVER IT- 5.2K BARCLAY REWARD- 3.2K
PAYPAL REWARDS -6K VICTORIA SECRETS -1750
USAA AMEX-5.5K CITI TY PREFR 3.1K(NPSL) CHASE FREEDOM -1K
SPORTSMAN VISA- 8K AMEX ED PRFD- 8.5
Moderator
09Lexie
Posts: 25,373
Registered: ‎09-13-2012
0

Re: Got my Barclay 1st Auto CLI

Valued Contributor
SpecFile
Posts: 1,370
Registered: ‎08-07-2007
0

Re: Got my Barclay 1st Auto CLI


09Lexie wrote:
Yay! Luv auto CLI's!

Great point!!  Our new scores should be here in less than a week.  :smileyvery-happy:


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+