I got my 1st CLI on what I believe is my 8th statement. I never carried a balance and PIF 700 to 1000 monthly. Last month I did a BT and carried a balance and is the 1st time I get an auto CLI. Hmmm maybe they want to see balances. It was only 400 and maybe if I wanted to do an HP could get more, but I'll just wait it out to see what happens in the future.
When didi you open your account? Also from what I have been reading when CSR are asked they say PIF is what they like. But people carrying balances seem to get Auto CLI. I PIF and six months is comming up so we will see.