Got my Cap1 PC's AND CLI but...

BQQKWORM · ‎01-31-2014

One card was PC'ed to a Quicksilver the other to a Quicksilver One (w/AF of $19 but it's waived) and both cards got the APR lowered as well. Lol

gdale6 · ‎01-31-2014

Good work

IamB2 · ‎01-31-2014

Good work! Congrats!

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BQQKWORM · ‎01-31-2014

Thanks! Just thought it was weird that the EO offered one card supposedly for those with excellent credit and the other for average for the same person who pays the same amounts and uses them equally. Oh well

Transmogrifying_Bee · ‎02-01-2014

Don't know if you'll keep the QuicksilverOne "average credit" version since you might want to keep spending activity mainly on the other Quicksilver card, in an effort to try to earn appreciable CLI's in the future, and not dilute your spending efforts. Still, just a reminder that CapOne often charges an AF of $39 on the QuicksilverOne card, and you should keep an eye on this when it renews next year, assuming you keep the card. CapOne also has different AF's for it's older line of Platinum Mastercards ($19 and $39 for basically the same card). It's great they waived your $19 AF! Just something to keep in mind next year . . . ?

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newUser0 · ‎02-01-2014

Not sure, why would you keep both cards open??

Both have same rewards structure, except for APR, Even this you might have got same on both cards.

-Wade- · ‎02-01-2014

@BQQKWORM wrote:
One card was PC'ed to a Quicksilver the other to a Quicksilver One (w/AF of $19 but it's waived) and both cards got the APR lowered as well. Lol

Congrats very well done

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