Quite lovely cards and limits. So shiny!!!
My question is, with Visa Signature (on Chase's cards at least, you can go over the limit right? (not that I'm planning to -- LOL!)
Also, any tips on these two cards would be appreciated!
@Imperfectfuture wrote:
Haven't used the bennies yet, but yes, you can go over, and take time to pay (from what I've heard).
Over Limit on a Signature includes time to pay? No, I don't think so.
Over Limit is acceptable, if they allow the charges, but one must then pay the Over Limit amount with the statement payment to bring the outstanding balance back within the available Limit.
@Anonymous, thank you.
@Imperfectfuture wrote:
Haven't used the bennies yet, but yes, you can go over, and take time to pay (from what I've heard).
Thanks for confirming this for me! 
Congratulations, Nice limits. $15,000.
regarding going over the limit, if you can spend $16,000 in a month on one of these cards, kudos because you should have the resources to pay either the entire balance or the exhorbitant interest cost that is going to result.
And if you read the fine print (always a good idea anyway) you will find that the amount you charge over your limit must be paid back as if it were on a charge card, no carrying multiple months at $20k balances on these cards. You can carry multiple months at $15k but not at $20k, provided you don't mind paying something like $250 per month in interest cost.
@NRB525 wrote:
@Imperfectfuture wrote:
Haven't used the bennies yet, but yes, you can go over, and take time to pay (from what I've heard).Over Limit on a Signature includes time to pay? No, I don't think so.
Over Limit is acceptable, if they allow the charges, but one must then pay the Over Limit amount with the statement payment to bring the outstanding balance back within the available Limit.
Another poster mentioned his mother went over, and took time to pay. She also got a cli. Mixed messages. Since I am not going over 7k, have not called to verify. Hence, anecdotal evidence. Slightly flawed eidetic memory. 
