I posted earlier that I called US Bank about PC'ing my Flexperks Select Visa to the Cash+ Sig Visa and they had no problem doing it. They told me my CL and interest rate would stay the same, and they were $7500 and 14.99%
Well I get my new card today and the CL went up to $9500 but the interest rate also went up to 17.99%.
Its not a really big deal because I don't carry balances but it does annoy me a little bit. But the CLI was nice considering they usually HP for CLI's now and I haven't seen an HP pop up yet. *fingers crossed*
Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Call them and tell them the rep said your rate would stay the same. Give them hell about it. They'll probably lower it. If not, ask for the report they used to determine why you're suddenly a credit risk given the higher interest rate.
My Wallet: AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k