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Established Contributor
andre181
Posts: 584
Registered: ‎07-29-2010

Got my US Bank Cash+ Card Today

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‎08-31-2012 01:05 PM

I posted earlier that I called US Bank about PC'ing my Flexperks Select Visa to the Cash+ Sig Visa and they had no problem doing it. They told me my CL and interest rate would stay the same, and they were $7500 and 14.99%

 

Well I get my new card today and the CL went up to $9500 but the interest rate also went up to 17.99%. 

 

Its not a really big deal because I don't carry balances but it does annoy me a little bit. But the CLI was nice considering they usually HP for CLI's now and I haven't seen an HP pop up yet. *fingers crossed*

FNBO Visa $19K | Discover IT $15.3K | Citi Forward $10.5K | US Bank Cash+ Visa Sig $10K | Amazon/Chase Visa Sig $8.3k | Priceline/Barclays $6K | BoA Cash Rewards 1-2-3 Sig $5.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | WF Cash Back Visa $3.6K | Citi ThankYou Preferred $3.5K | Amazon/GEMB $2.5K | AMEX BCE $2K | Younkers/WFNNB $2K | Commerce Bank $2K | Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU04 FICO: 749, AAoA: 3.2 years
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Frequent Contributor
Razeus
Posts: 351
Registered: ‎04-02-2012

Re: Got my US Bank Cash+ Card Today

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‎08-31-2012 01:50 PM - edited ‎08-31-2012 01:50 PM

Call them and tell them the rep said your rate would stay the same.  Give them hell about it.  They'll probably lower it.  If not, ask for the report they used to determine why you're suddenly a credit risk given the higher interest rate.

My Wallet:
Discover It $11,000 | Chase Freedom $5000 | AMEX BCE $3000 | Paypal Extras Platinum $3,000 | Wells Fargo $1,000 | AMEX Zync NPSL

I want:
AMEX BCP | Chase Sapphire Preferred | US Bank Cash+ | Citibank Dividend Preferred
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