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@Carlile92 wrote:
So I run to the mailbox this morning and bang there it is my piece of plastic I have been drooling over about time to start racking up some rewards
Very jealous........and my TU is still open....
@Carlile92 wrote:
Well if you want one try and get one I don't have great credit and the recon did me wonders
You had to recon? For what reasons?
carllle92 what was the offer discover gave you for apr , did you get a balance transfer offer. My complete offer is pathetic. balance transfer at 3.99 for 6 mos, apr at 23% but I have alot of credit card debt.
IIRC, my terms were their best, I think I had a BT 0% for 15 months and 0% APR for 15 months and my APR after the 15 months was something like 12.99% or 13.99%. Which neither really mattered to me, I had no intentions to BT or ever carry a balance.
I may be wrong, I'd have to dig through my paperwork, but I think those were the terms they gave me.
To the OP, Super Congrats!!! Discover has awesome CS, the only problem I have with Discover is their low initial CL's and they want to hard pull for CLI's.
@LS2982 wrote:
@Carlile92 wrote:
So I run to the mailbox this morning and bang there it is my piece of plastic I have been drooling over about time to start racking up some rewardsVery jealous........and my TU is still open....
You better be good LS, no apping right now remember
I know how bad you want this card, and I hope once you finally give in and apply, Discover approves you with a 10K CL!!!!!
Best of Luck my Friend
Nice, I just got a call from Discover that they approved me for a Discover More card, I was suprised. They pulled TU and I still have like 7-8 inquiries counting towards my score (a few just dropped off this month). They gave me a $1k line and asked if it was enough - I should have asked if it was possible to get a higher starting CL. I was just too happy about the approval to really think of it. Maybe I should call back and ask now (or see if they'll do a CLI when I call to activate the card). I have some subprime AF cards that I want to close, but I don't want to lose the CLs and hurt my util%.