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Regular Contributor
Carlile92
Posts: 194
Registered: ‎11-17-2011
0

Got my discover card in hehehehehe

So I run to the mailbox this morning and bang there it is my piece of plastic I have been drooling over about time to start racking up some rewards
Discover more(1000) cl my heavy use and pif card-----Kay/Jared's jewlers 1300 cl on each-----Amazon card 400 cl-----Walmart 900 cl----Cap one no hassle cash rewards 500 cl stingy bums ----Barclay apple card 1000 cl----chevron gas card 500cl----Bofa cash rewards 600 cl---carnival 500 cl care credit--1000cl--penfed PLOC-500 Oldnavy store card 1000 cl
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Got my discover card in hehehehehe


Carlile92 wrote:
So I run to the mailbox this morning and bang there it is my piece of plastic I have been drooling over about time to start racking up some rewards

Very jealous........and my TU is still open....




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Carlile92
Posts: 194
Registered: ‎11-17-2011
0

Re: Got my discover card in hehehehehe

Well if you want one try and get one I don't have great credit and the recon did me wonders
Discover more(1000) cl my heavy use and pif card-----Kay/Jared's jewlers 1300 cl on each-----Amazon card 400 cl-----Walmart 900 cl----Cap one no hassle cash rewards 500 cl stingy bums ----Barclay apple card 1000 cl----chevron gas card 500cl----Bofa cash rewards 600 cl---carnival 500 cl care credit--1000cl--penfed PLOC-500 Oldnavy store card 1000 cl
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Got my discover card in hehehehehe


Carlile92 wrote:
Well if you want one try and get one I don't have great credit and the recon did me wonders

You had to recon? For what reasons?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Carlile92
Posts: 194
Registered: ‎11-17-2011
0

Re: Got my discover card in hehehehehe

Well I have a fraud alert and also had a lot of inq so I had to explain my reasons and also a few new accounts
Discover more(1000) cl my heavy use and pif card-----Kay/Jared's jewlers 1300 cl on each-----Amazon card 400 cl-----Walmart 900 cl----Cap one no hassle cash rewards 500 cl stingy bums ----Barclay apple card 1000 cl----chevron gas card 500cl----Bofa cash rewards 600 cl---carnival 500 cl care credit--1000cl--penfed PLOC-500 Oldnavy store card 1000 cl
Frequent Contributor
ShiningDown
Posts: 330
Registered: ‎08-12-2011
0

Re: Got my discover card in hehehehehe

carllle92 what was the offer discover gave you for apr , did you get a balance transfer offer. My complete offer  is pathetic. balance transfer at 3.99 for 6 mos,  apr at 23% but I have alot of credit card debt.

Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
0

Re: Got my discover card in hehehehehe

[ Edited ]

IIRC, my terms were their best, I think I had a BT 0% for 15 months and 0% APR for 15 months and my APR after the 15 months was something like 12.99% or 13.99%. Which neither really mattered to me, I had no intentions to BT or ever carry a balance.

 

I may be wrong, I'd have to dig through my paperwork, but I think those were the terms they gave me.

 

To the OP, Super Congrats!!! Discover has awesome CS, the only problem I have with Discover is their low initial CL's and they want to hard pull for CLI's.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
0

Re: Got my discover card in hehehehehe

[ Edited ]

LS2982 wrote:

Carlile92 wrote:
So I run to the mailbox this morning and bang there it is my piece of plastic I have been drooling over about time to start racking up some rewards

Very jealous........and my TU is still open....


You better be good LS, no apping right now remember:smileyvery-happy:

 

I know how bad you want this card, and I hope once you finally give in and apply, Discover approves you with a 10K CL!!!!!

 

Best of Luck my Friend:smileyhappy:


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Established Contributor
Smug
Posts: 961
Registered: ‎12-21-2010
0

Re: Got my discover card in hehehehehe

Congrats I just got mine a few months ago with a APR of 3.99 for a year, I love that card and it's my smallest TL. Go figure..💔
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Established Contributor
AndyK
Posts: 913
Registered: ‎06-09-2011
0

Re: Got my discover card in hehehehehe

Nice, I just got a call from Discover that they approved me for a Discover More card, I was suprised. They pulled TU and I still have like 7-8 inquiries counting towards my score (a few just dropped off this month). They gave me a $1k line and asked if it was enough - I should have asked if it was possible to get a higher starting CL. I was just too happy about the approval to really think of it. Maybe I should call back and ask now (or see if they'll do a CLI when I call to activate the card). I have some subprime AF cards that I want to close, but I don't want to lose the CLs and hurt my util%.

EQ 679 FICO (02/24/2012)
TU 721 FICO (03/10/2012)
EX 703 FICO (05/05/2012)

Cards: NFCU cashRewards $14k, NFCU Platinum $14k, USAA Amex $7k, Amazon Visa $3k, Chase Freedom $2.5k, Amex Zync NPSL, Discover More $1k, Amazon Store $1.3k, Walmart Store $700

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