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eta: sorry, this was replying to plasticman's comment about checking accounts. I was too lazy to use the quote button.
I'm leaning toward something like this, but maybe with a recurring monthly charge from someone who won't accept automatic CC payments. That way, I could do a direct deposit from my paycheck to maintain enough in the account to pay the bill, but not have to use it as a checking account.
All kinds of options here. btw, my employer is forcing me to work 200 miles from home, so I'm in the process of setting up an apartment, utilities, cable internet, blah blah blah. So yeah, I have some "opportunities" for this sort of thing, yay me.
I'm leaning toward something like this, but maybe with a recurring monthly charge from someone who won't accept automatic CC payments. That way, I could do a direct deposit from my paycheck to maintain enough in the account to pay the bill, but not have to use it as a checking account.
All kinds of options here. btw, my employer is forcing me to work 200 miles from home, so I'm in the process of setting up an apartment, utilities, cable internet, blah blah blah. So yeah, I have some "opportunities" for this sort of thing, yay me.
Thanks, guys! I signed a six-month lease. At the end of six months, there'd better be some miracles happening in terms of promotion and raise, or I'm outta there. But our youngest is in her last year of college, so I decided to grit my teeth and play their game for now. But just for now. 
(I was hired as a tele-commuter 7+ years ago, and despite the fact that the agency is supposed to allow people to continue doing so, they canceled our work-from-home status several years back. They've been trying to drag me to the main workplace ever since.)
(I was hired as a tele-commuter 7+ years ago, and despite the fact that the agency is supposed to allow people to continue doing so, they canceled our work-from-home status several years back. They've been trying to drag me to the main workplace ever since.)
plasticman wrote:
Keep in mind , if you deposit a minimum of $50 into the share savings, such that there is no yearly $3 mantenance fee, your membership is maintained. If one deposits the required $5 only then one will at some point, due to maintenance fees, will lose membership status. I do beleive even if the later happened one may be able to 'rejoin" again.
I'll bet you're right. I still haven't found the page listing the fees for maintaining a share savings account (found the one for checking), but this would make sense.
Cool, then, $50 into savings, and I can pick up other stuff in the future when I start seeing a use for it. I need less complexity in my life, not more.
I initially deposited $50 into PenFed (only $5 required), and since February 2007, the balance has rocketed up to $50.49!
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