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Regular Contributor
ramblin_wreck08
Posts: 156
Registered: ‎08-09-2012

Got my first Amex in the mail today!

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‎08-13-2012 07:25 PM

Got home today and had three envelopes from AmEx!  One with the acceptance letter, another with the terms and rewards/benefits info, and the last had om my home pack rewards info with Lowes gift card.  I've gotta say that the Zync itself looks great.  Don't know why, but I'm really excited to have an AmEx charge card in my wallet.  Looking forward to using it without worrying about credit limits or % utilization.

 

Still wondering if I should have gone for the PR Gold, but with the roughly $12k I charge per year, it would have been hard to make it financially beneficial to have the gold, even with the full Membership Rewards.  But I think I'll be really happy with the Zync for now.




What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)
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Regular Contributor
asteroidblues86
Posts: 199
Registered: ‎08-04-2012

Re: Got my first Amex in the mail today!

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‎08-13-2012 07:34 PM

Congrats!

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Valued Contributor
jamesdwi
Posts: 1,092
Registered: ‎09-16-2011

Re: Got my first Amex in the mail today!

[ Edited ]
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‎08-13-2012 07:39 PM - edited ‎08-13-2012 07:39 PM

If you decide to App for PR Gold wait till January, then you will get 8 months of free backdating goodness for your AAoA. And possibly first year AF waived. 

 

Congats!

 

 

 

Wallet: FNBO DISC 7.5k, , Chase Freedom 3k & Slate 3k, AMEX BCP 7.5k & AMEX Hilton Surpass 5.5k & Zync NPSL, Walmart 3.3k, CapOne AU 1.5k
Sockdrawer: Paypal Extras MC 3.2k, CapOne 2k, CapOne 750, Amazon 3.9k, Sams Club store 4.8k, and a nice stack of store cards.
Last APP 5/16/2013
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Established Contributor
searchingfor67
Posts: 613
Registered: ‎08-02-2011

Re: Got my first Amex in the mail today!

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‎08-13-2012 07:44 PM

Congrats! Great feeling, huh?

TU FICO: 772 (Discover) • Exp FICO: 772 (Citi)

Amex BCP $17K | Amex Costco TE $10.4K | Amex SPG $6.1K | Chase Freedom Visa Signature $15K | Chase Sapphire Preferred Visa Signature $15K | Chase Ink Plus World Elite MC $5K | Citi Dividend World MC $10.1K | Citi Forward $10K | Discover IT $9K | JP Morgan Select Visa Signature $9.2K | NFCU Flagship Visa Signature $25K | NFCU LOC $15K | NFL Visa Signature (Saints) $8.1K | USAA Amex $10K | USAA World MC $9K
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Established Contributor
MountainHiker
Posts: 643
Registered: ‎08-07-2012

Re: Got my first Amex in the mail today!

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‎08-13-2012 07:47 PM

ramblin_wreck08 wrote:

Got home today and had three envelopes from AmEx!  One with the acceptance letter, another with the terms and rewards/benefits info, and the last had om my home pack rewards info with Lowes gift card.  I've gotta say that the Zync itself looks great.  Don't know why, but I'm really excited to have an AmEx charge card in my wallet.  Looking forward to using it without worrying about credit limits or % utilization.

 

Still wondering if I should have gone for the PR Gold, but with the roughly $12k I charge per year, it would have been hard to make it financially beneficial to have the gold, even with the full Membership Rewards.  But I think I'll be really happy with the Zync for now.

Wow how great that is and you should be proud of your achievement! Really happy for you.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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Regular Contributor
ramblin_wreck08
Posts: 156
Registered: ‎08-09-2012

Re: Got my first Amex in the mail today!

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‎08-13-2012 08:19 PM

Thanks everyone!  I know my Citi Dividends World Mastercard is probably a harder card to get just because of the "World" designation, but having a NPSL AmEx is a great feeling!




What's in my wallet:



Left to right:
NPSL ($10k approved)
$5k (EMV - Chip & PIN)
$5.5k (Visa Sig + EMV)
$4,950

Transunion FICO: 709 (8/13/12) -> 740 (9/24/12)
Equifax Risk Score: 706 (7/22/12)
Experian Plus: 724 (8/13/12)
Message 6 of 7 (347 Views)
 
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Regular Contributor
CK_Charles_Lover
Posts: 248
Registered: ‎09-02-2011

Re: Got my first Amex in the mail today!

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‎08-13-2012 08:55 PM

Congrats. You are gonna love amex. 

Trans Union Fico (Walmart) ,690 Experian Fico (Amex) 686(Opened 3 new accounts this month. In the Garden)


AMEX BCE ($19,500) AMEX PRG -(NPSL), BARCLAYS US AIR PREMIER WORLD ($10,000), BOA CASH REWARD -($6,000), CITI HILTON RESERVE SIGGY-(5,000), WALMART DISCOVER ( $5,800), CITI DIAMOND ($4,700), CITI DIVIDED WORLD ($4,500), AMAZON STORE($5,000), NORDSTROM VISA SIG($5,000), PAYPAL STORE ($4,000) Amex Delta Gold ($2000)
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