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Established Contributor
Simply827
Posts: 711
Registered: ‎10-15-2012
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Re: Got my first pre approval in 10 years !


dodgeball wrote:

Simply827 wrote:

:smileylol:


more like :smileyfrustrated:


You're not getting any pre-approvals because you already have all of the good cards! :smileywink:

 

Is there something in particular on your wishlist?


Starting Score: 515
Current Score: EQ 682 EX 670 TU 703
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | DCU $5000 | Citi DC $4600 | Amex BCP $4100 | Chase Freedom $4000 | Barclay Ring $3500 | PayPal Extras MC $3000 | US Airways $2000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
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jsickz32
Posts: 1,987
Registered: ‎06-25-2012
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Re: Got my first pre approval in 10 years !

I also only get pre approvals from FP and creditone
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007
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Re: Got my first pre approval in 10 years !


Simply827 wrote:

dodgeball wrote:

Simply827 wrote:

:smileylol:


more like :smileyfrustrated:


You're not getting any pre-approvals because you already have all of the good cards! :smileywink:

 

Is there something in particular on your wishlist?


I want the priority club from chase but dont see that for another year

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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Established Contributor
Simply827
Posts: 711
Registered: ‎10-15-2012
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Re: Got my first pre approval in 10 years !


jsickz32 wrote:
I also only get pre approvals from FP and creditone

I find it interesting that you two are firmly planted in Primeville, yet sub-prime lenders continue to solicit you. Are they delusional? Any ideas as to why that is?


Starting Score: 515
Current Score: EQ 682 EX 670 TU 703
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | DCU $5000 | Citi DC $4600 | Amex BCP $4100 | Chase Freedom $4000 | Barclay Ring $3500 | PayPal Extras MC $3000 | US Airways $2000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
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Epcot
Posts: 2,784
Registered: ‎10-10-2012
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Re: Got my first pre approval in 10 years !

Better than nothing! ... I think. LOL

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
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Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007
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Re: Got my first pre approval in 10 years !


Simply827 wrote:

jsickz32 wrote:
I also only get pre approvals from FP and creditone

I find it interesting that you two are firmly planted in Primeville, yet sub-prime lenders continue to solicit you. Are they delusional? Any ideas as to why that is?


I think they are pulling my Experian file instead of Equifax and Trans which are in the low 700's but than again Experian is still above 660 so I dont know what they are thinking

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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webhopper
Posts: 7,230
Registered: ‎09-16-2011
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Re: Got my first pre approval in 10 years !

[ Edited ]

Congrats on the approval!!

 

Edit:  ER... nvm..

 

LOL  


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Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007
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Re: Got my first pre approval in 10 years !

Got another pre approval in the mail this time credit one I am rocking 

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


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Established Contributor
Simply827
Posts: 711
Registered: ‎10-15-2012
0

Re: Got my first pre approval in 10 years !


dodgeball wrote:

Got another pre approval in the mail this time credit one I am rocking 


Now this concerns me. Have you checked your reports lately? Is something amiss?


Starting Score: 515
Current Score: EQ 682 EX 670 TU 703
Goal Score: 700+

PSECU $10000 | Discover IT $9250 | DCU $5000 | Citi DC $4600 | Amex BCP $4100 | Chase Freedom $4000 | Barclay Ring $3500 | PayPal Extras MC $3000 | US Airways $2000 | Cap 1 Platinum $1700 | Cap 1 QS One $1500 | Union Plus $1000 | Target $200
Established Contributor
dodgeball
Posts: 761
Registered: ‎10-16-2007
0

Re: Got my first pre approval in 10 years !

Yes I check my reports daily and nothing new out of the ordinary.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

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