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Got my first pre approval in 10 years !

Established Contributor

Re: Got my first pre approval in 10 years !


dodgeball wrote:

Simply827 wrote:

Smiley LOL


more like Smiley Frustrated


You're not getting any pre-approvals because you already have all of the good cards! Smiley Wink

 

Is there something in particular on your wishlist?


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 11 of 23
Valued Contributor

Re: Got my first pre approval in 10 years !

I also only get pre approvals from FP and creditone
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 12 of 23
Established Contributor

Re: Got my first pre approval in 10 years !


Simply827 wrote:

dodgeball wrote:

Simply827 wrote:

Smiley LOL


more like Smiley Frustrated


You're not getting any pre-approvals because you already have all of the good cards! Smiley Wink

 

Is there something in particular on your wishlist?


I want the priority club from chase but dont see that for another year

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 13 of 23
Established Contributor

Re: Got my first pre approval in 10 years !


jsickz32 wrote:
I also only get pre approvals from FP and creditone

I find it interesting that you two are firmly planted in Primeville, yet sub-prime lenders continue to solicit you. Are they delusional? Any ideas as to why that is?


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 14 of 23
Valued Contributor

Re: Got my first pre approval in 10 years !

Better than nothing! ... I think. LOL

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 15 of 23
Established Contributor

Re: Got my first pre approval in 10 years !


Simply827 wrote:

jsickz32 wrote:
I also only get pre approvals from FP and creditone

I find it interesting that you two are firmly planted in Primeville, yet sub-prime lenders continue to solicit you. Are they delusional? Any ideas as to why that is?


I think they are pulling my Experian file instead of Equifax and Trans which are in the low 700's but than again Experian is still above 660 so I dont know what they are thinking

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 16 of 23
Moderator Emeritus

Re: Got my first pre approval in 10 years !

Congrats on the approval!!

 

Edit:  ER... nvm..

 

LOL  


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 17 of 23
Established Contributor

Re: Got my first pre approval in 10 years !

Got another pre approval in the mail this time credit one I am rocking 

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 18 of 23
Established Contributor

Re: Got my first pre approval in 10 years !


dodgeball wrote:

Got another pre approval in the mail this time credit one I am rocking 


Now this concerns me. Have you checked your reports lately? Is something amiss?


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 19 of 23
Established Contributor

Re: Got my first pre approval in 10 years !

Yes I check my reports daily and nothing new out of the ordinary.

NFCU Cash Rewards Siggy $22k, NFCU Flagship Rewards Siggy $22K, NFCU Platinum MC $20K, USAA Amex Rewards $6k, USAA World Mastercard Rewards $6k, NFCU Navcheck $15k

Other Cards - Citibank AAdvantage, Chase Slate, Barclays Rewards,


IN THE GARDEN UNTIL APRIL 2014

NFCU FAN CLUB MEMBER #1









Chase Star Card
NFCU FAN CLUB FAN#1
Message 20 of 23