09-27-2012 01:23 PM
+1 I used to be kinda annoyed by Capital One's lack of CLI's...and then I reached the same conclusion as you haha. It's just so much easier to not fight it and just stop caring.
09-27-2012 01:28 PM
09-27-2012 01:29 PM
09-27-2012 02:06 PM
The card I have with them has no annual fee so I don't see any reason to close it. No foreign transaction fees can come in handy while traveling as well. Keep it as a positive tradeline to report for you
09-27-2012 03:00 PM
09-27-2012 03:38 PM
09-27-2012 03:43 PM
@Smug Capital One may have been reluctant to give cli in the past but not anymore. Several of long time memembers have also confirmed success in achiveing a cli by calling the executive offices. Unlinke the standard CSRs the executive office people actually LISTEN and do not read off a script and have the authority to submit your request to the right people. Several people have complained about Capital One and now they are finally starting to listen. I could post a screenshot of my cli, but I am not going to do that. Everyone has a right to their own opinion.
09-27-2012 04:03 PM
I'll vouch for them, i got two very nice CLIs
the OP is the only person i've heard of that didn't get one, maybe he didn't actually call the executive office
Personally I don't believe half of the posts here that say they do get a credit line increase from capital one. I think they're just seeking attention.
09-27-2012 04:06 PM
09-27-2012 04:08 PM
what is your credit score?
how long has the card been open?
what is your income?