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Got rid of Credit One Bank.. But Have a ?

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Anonymous
Not applicable

Re: Got rid of Credit One Bank.. But Have a ?


@djpolo wrote:

yea, i usually leave a few bucks on each one, so it sits at about 2-3%


I would advise against this as well - there's a score hit for >50% of your tradelines reporting a balance - the reason I said *one* card

Message 11 of 12
heavyjay
Regular Contributor

Re: Got rid of Credit One Bank.. But Have a ?


@Dalmus wrote:
Congrats!

You'll also need to monitor the account for two months to make sure they don't sneak in a last minute interest charge on you!

+1  I closed my Open Sky card a month ago. The final statement supposedly cut on Jan 3 but I haven't received it yet. They pulled the online access the day I closed it, so I call the number on the back of the card 3 times a week just to make sure it says I have a zero balance and zero available credit. 


FICO 08:Jan 18, 2017: EX 800 EQ 725 TU 799
FICO 08:Feb 10, 2017: EX 788 EQ 772 TU 791 (post New Year's app spree)
In the garden as of 1/4/2017. Will remain for all of 2017.
Message 12 of 12
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