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Got the call from Cap 1......

New Contributor

Got the call from Cap 1......

So I emailed the EO yesterday about a credit limit increase on my Platinum card I opened in Sept. Credit steps program. Original limit was $1000. Got an automatic increase of $500 bringing it to $1500, 2 mnths ago. Phoned in 1st to request CLI and was denied. That was Friday. Emailed EO yesterday which was Monday. Got a call from a very nice man today to confirm my request. I asked for an increase to $8000, aimed high LOL!, and for rewards program. He asked if I was looking for miles or cash back. Told him cash back. He submitted to underwriters for review. Lets see what happens.....
Message 1 of 31
30 REPLIES
Established Member

Re: Got the call from Cap 1......

 Starting to think they dont want me either!

 

Been having conversations with CSRs and getting notes in my file prepping Cap 1 to help me out in a few months. 750 for two years is silly, as is the 22% interest rate with NO rewards.

MyFICO (4/13) EQ score 733 CK TU score 6/13 754 FCR EX 4/13 736

CU overdraft protection CL $500 Freedom $3000 CSP $8000 BofA 123Cash Reward $3000 C1 QS1 $1250, C1 QS $5500 PP Cred $2950 Amex BCP $19500 DISC IT: $14,100 Home Depot $8000
Message 2 of 31
Established Member

Re: Got the call from Cap 1......

Congrats!

 

I sent an email to EO yesterday and got a call today.I have two unsecured cards with them, Cap1 platinum 750 and HSBC platinum 750. Hopefully a good bump.

The lady said I will hear back from them in one to two days.

Message 3 of 31
Mega Contributor

Re: Got the call from Cap 1......


princesstooth wrote:
So I emailed the EO yesterday about a credit limit increase on my Platinum card I opened in Sept. Credit steps program. Original limit was $1000. Got an automatic increase of $500 bringing it to $1500, 2 mnths ago. Phoned in 1st to request CLI and was denied. That was Friday. Emailed EO yesterday which was Monday. Got a call from a very nice man today to confirm my request. I asked for an increase to $8000, aimed high LOL!, and for rewards program. He asked if I was looking for miles or cash back. Told him cash back. He submitted to underwriters for review. Lets see what happens.....

Good luck to you!!!!! Smiley Happy




EQ FICO 548 3/3/16
Message 4 of 31
Valued Contributor

Re: Got the call from Cap 1......


princesstooth wrote:
So I emailed the EO yesterday about a credit limit increase on my Platinum card I opened in Sept. Credit steps program. Original limit was $1000. Got an automatic increase of $500 bringing it to $1500, 2 mnths ago. Phoned in 1st to request CLI and was denied. That was Friday. Emailed EO yesterday which was Monday. Got a call from a very nice man today to confirm my request. I asked for an increase to $8000, aimed high LOL!, and for rewards program. He asked if I was looking for miles or cash back. Told him cash back. He submitted to underwriters for review. Lets see what happens.....

Can you PM me the..   naw, just kidding.  Good luck!

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 5 of 31
Mega Contributor

Re: Got the call from Cap 1......


p- wrote:

princesstooth wrote:
So I emailed the EO yesterday about a credit limit increase on my Platinum card I opened in Sept. Credit steps program. Original limit was $1000. Got an automatic increase of $500 bringing it to $1500, 2 mnths ago. Phoned in 1st to request CLI and was denied. That was Friday. Emailed EO yesterday which was Monday. Got a call from a very nice man today to confirm my request. I asked for an increase to $8000, aimed high LOL!, and for rewards program. He asked if I was looking for miles or cash back. Told him cash back. He submitted to underwriters for review. Lets see what happens.....

Can you PM me the..   naw, just kidding.  Good luck!


Smiley Very Happy

 

I was like he cant be serious..................




EQ FICO 548 3/3/16
Message 6 of 31
Valued Contributor

Re: Got the call from Cap 1......


LS2982 wrote:......he cant be serious..................

Haha, no, I'm happy with the 10k green card.  But you can be sure that when I get a new C1 platinum to replace my OB card I'll dust off my EO notes and call my rep.

 

 

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 7 of 31
New Contributor

Re: Got the call from Cap 1......

P-.......you almost had me!!! LOL!!

Thanks everyone. They are my highest limit as it is so crossing my fingers. Kinda excited and nervous to see what happens!!!
Message 8 of 31
Super Contributor

Re: Got the call from Cap 1......

Good luck 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 31
New Contributor

Re: Got the call from Cap 1......

So update on my request...they upped me to $1750. Just $250 more. And they gave me cash rewards 1% cash back. Not close to what I wanted but its a start! But I must say they were very friendly and very quick with their response!
Message 10 of 31