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Established Contributor
Posts: 662
Registered: ‎02-20-2013
0

Re: Got the call from Cap 1......

should have went for the miles rewards. they are 2 miles per $ (redeemable in 5k) increments for statment credit and other things. effectively 2% cash back.


DCU ( pulled 3/29/13) EQ04 683 | Amex (pulled 3/28/13) EX 760 | US Bank (pulled 3/28/13) EX 753
CreditKarma (4/19/13) TU-TR 701 | TU Vantage 788 | USAA FAKO (3/31/13) EX 728, EQ 699, TU 737 |
Inquiries (4/18/13) EX 13 | EQ 13 | TU 14
Regular Contributor
Posts: 125
Registered: ‎03-21-2013
0

Re: Got the call from Cap 1......

Did EO soft pull you?
__
Freedom, Sapphire, Slate - HHonors, PRG, BCE - Cap1 Platinum - Discover IT - Tiffany & Co - Jared - Best Buy Citi -
Established Contributor
Posts: 621
Registered: ‎01-09-2013
0

Re: Got the call from Cap 1......

Congrats on the CLI.  Any increase is a good one.

Established Contributor
Posts: 551
Registered: ‎04-30-2013
0

Re: Got the call from Cap 1......

I emailed 2 days ago and have heard nothing back, I didnt put my phone number or account number. I forgot, but wouldnt they just email me back or should I send another email with all my info this time? 

 

Thanks!

Starting scores 12/1/15 EQ 601, TU 626, EX 601

Current Scores 9/15/16 EQ 628 TU 638 EX 611 Goal 700 across
UTL 0%
Last Inq: 7/3/16
Valued Contributor
Posts: 2,814
Registered: ‎06-05-2008
0

Re: Got the call from Cap 1......


ronstar7 wrote:

I emailed 2 days ago and have heard nothing back, I didnt put my phone number or account number. I forgot, but wouldnt they just email me back or should I send another email with all my info this time? 

 

Thanks!


You should re-send it with your phone number.  They won't need an account number.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Established Contributor
Posts: 551
Registered: ‎04-30-2013
0

Re: Got the call from Cap 1......

Thank you, its a secured card do you think it will still work?

Starting scores 12/1/15 EQ 601, TU 626, EX 601

Current Scores 9/15/16 EQ 628 TU 638 EX 611 Goal 700 across
UTL 0%
Last Inq: 7/3/16
New Contributor
Posts: 61
Registered: ‎03-15-2013
0

Re: Got the call from Cap 1......

Yes the did a SP?
Valued Contributor
Posts: 2,814
Registered: ‎06-05-2008
0

Re: Got the call from Cap 1......


ronstar7 wrote:

Thank you, its a secured card do you think it will still work?


Depends;

 

Have you had it six months?  Has your credit improved significantly since then?  Are other lenders giving you higher unsecured limits?

 

More:

 

http://ficoforums.myfico.com/t5/Credit-Cards/How-to-get-a-PC-or-CLI-from-Capital-One/td-p/1690104

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Community Leader
Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
0

Re: Got the call from Cap 1......

Congrats are in order

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
New Contributor
Posts: 104
Registered: ‎12-12-2012
0

Re: Got the call from Cap 1......

I got an increase from $2,000 to $3,000. I requested a jump to $4,000. I got the call yesterday, checked my account this morning, saw the increase and a statement credit for the AF. All and all, im pleased.

Couple this with the auto CLI on my Barclays card from $500 to $2,000 & its been a good week.

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