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New Contributor
Posts: 116
Registered: ‎03-10-2013
0

Re: Got the call from Cap 1......

Capitalone eo is great on there unsecured cards. I know they increased my card from $500 to $1500 in the same week I got the card in my hand. But on there secured cards they suck and they need to fix this. They would not do anything for my secured card which I have had for a yr.

Frequent Contributor
Posts: 409
Registered: ‎04-30-2013
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Re: Got the call from Cap 1......

yes i have had the card since august of 12, score has fluctuated due to getting new store cards, and i have no other unsecured cards...



Experian 594 12/26/14 Goal 650



New Contributor
Posts: 62
Registered: ‎04-09-2013
0

Re: Got the call from Cap 1......

Can anyone PM me the EO email?  

 

I currently have a $750cl/20AF-no rewards card I dont use, and a cash rewards $500cl/$39af.  My credit score has jumped into the 700 of late, Ive had both cards over a year now.  Do you think I can ask them to remove annual fee and possibly just combine both cards?  Or just increase limit on 1 and remove annual fees?

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Frequent Contributor
Posts: 409
Registered: ‎04-30-2013
0

Re: Got the call from Cap 1......

email sent!



Experian 594 12/26/14 Goal 650



New Contributor
Posts: 62
Registered: ‎04-09-2013
0

Re: Got the call from Cap 1......

Do they do any Hard pulls?  anyone know?

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Frequent Contributor
Posts: 409
Registered: ‎04-30-2013
0

Re: Got the call from Cap 1......

I


jbrickbm wrote:

Do they do any Hard pulls?  anyone know?


I cant rememeber it was last year when I got it, but I am sure they do becaue even though it is secured they still treat it like the a regular unsecured... Good luck at any rate but they dont graduate to a unsecured at all. They say they do periodic increases but I havent seen any.



Experian 594 12/26/14 Goal 650



New Contributor
Posts: 62
Registered: ‎04-09-2013
0

Re: Got the call from Cap 1......

Maybe im on the wrong thread, can i use the same email?  I have 2 unsecured cards

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

New Contributor
Posts: 61
Registered: ‎03-15-2013
0

Re: Got the call from Cap 1......

They informed me it would be a soft pull.
Valued Contributor
Posts: 2,656
Registered: ‎06-05-2008
0

Re: Got the call from Cap 1......


jbrickbm wrote:

Maybe im on the wrong thread, can i use the same email?  I have 2 unsecured cards


See the link in message 18 of this thread.

12-15-14: FICO EXP: 813 - EQU:802 - TRAN: 756 - AVG: 790 +240 points from JUN 2008 - MY CREDIT JOURNAL

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: Got the call from Cap 1......


jbrickbm wrote:

Do they do any Hard pulls?  anyone know?


AFAIK the EO office is primarily SP but a couple YMMV cases have been HP.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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