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Got the call from Cap 1......

New Contributor

Re: Got the call from Cap 1......

Capitalone eo is great on there unsecured cards. I know they increased my card from $500 to $1500 in the same week I got the card in my hand. But on there secured cards they suck and they need to fix this. They would not do anything for my secured card which I have had for a yr.

Message 21 of 31
Established Contributor

Re: Got the call from Cap 1......

yes i have had the card since august of 12, score has fluctuated due to getting new store cards, and i have no other unsecured cards...

Starting scores 12/1/15 EQ 601, TU 626, EX 601

Current Scores 9/17/17 EQ 686 TU 702 EX 655 Goal 700+ across
UTL 7%
Last Inq: 9/20/17
Message 22 of 31
New Contributor

Re: Got the call from Cap 1......

Can anyone PM me the EO email?  

 

I currently have a $750cl/20AF-no rewards card I dont use, and a cash rewards $500cl/$39af.  My credit score has jumped into the 700 of late, Ive had both cards over a year now.  Do you think I can ask them to remove annual fee and possibly just combine both cards?  Or just increase limit on 1 and remove annual fees?

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 23 of 31
Established Contributor

Re: Got the call from Cap 1......

email sent!

Starting scores 12/1/15 EQ 601, TU 626, EX 601

Current Scores 9/17/17 EQ 686 TU 702 EX 655 Goal 700+ across
UTL 7%
Last Inq: 9/20/17
Message 24 of 31
New Contributor

Re: Got the call from Cap 1......

Do they do any Hard pulls?  anyone know?

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 25 of 31
Established Contributor

Re: Got the call from Cap 1......

I


jbrickbm wrote:

Do they do any Hard pulls?  anyone know?


I cant rememeber it was last year when I got it, but I am sure they do becaue even though it is secured they still treat it like the a regular unsecured... Good luck at any rate but they dont graduate to a unsecured at all. They say they do periodic increases but I havent seen any.

Starting scores 12/1/15 EQ 601, TU 626, EX 601

Current Scores 9/17/17 EQ 686 TU 702 EX 655 Goal 700+ across
UTL 7%
Last Inq: 9/20/17
Message 26 of 31
New Contributor

Re: Got the call from Cap 1......

Maybe im on the wrong thread, can i use the same email?  I have 2 unsecured cards

EQ MyFico : 738- 05/28/13TU Walmart: 680- 06/13TU CreditKarma 713- 06/13EX CreditSesame 706- 06/13
Discover IT$3,000, CapitalOne-Rewards$1400, CapitalOne-Rewards2$1000 , BestBuy$600, Orchard Bank$300, Walmart$150

Message 27 of 31
New Contributor

Re: Got the call from Cap 1......

They informed me it would be a soft pull.
Message 28 of 31
Valued Contributor

Re: Got the call from Cap 1......


jbrickbm wrote:

Maybe im on the wrong thread, can i use the same email?  I have 2 unsecured cards


See the link in message 18 of this thread.

3-26-15: FICO EXP: 828 - EQU:820 - TRAN: 828 - AVG: 825 +275 points from JUN 2008 - MY CREDIT JOURNAL

Message 29 of 31
Mega Contributor

Re: Got the call from Cap 1......


jbrickbm wrote:

Do they do any Hard pulls?  anyone know?


AFAIK the EO office is primarily SP but a couple YMMV cases have been HP.




EQ FICO 548 3/3/16
Message 30 of 31