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What is the minimum months required to make my card unsecured ? Also will they do it for a SP?
I think it depends on how you use the card for them. My guess for the quickest grad would be 6 mos. As for SP or HP, if its automatic which it usually is it will be SP because they wont need to pull you again. No reason to.
After 6 months, with a hard pull is the offer I got in the past. After 12 months, using a soft pull/just asking over the phone. To get the 6 months and the hard pull offer, you have to call and ask/persuade them to even consider it. They will automatically say it is not possible until 12 months has passed. Some representatives will give the option of a hard pull and immediate consideration while others do not. However, BoA can automatically upgrade you any time they see fit, so each case is different.
Then i will wait for automatic upgrade. I am right now in Gardening and cannot waste a HP for something like this.
When my BoA was secured it graduated in 9 months automatically. It depends on how you use it. When I had it secured I PIF every month. When it graduated the bumped the CL to 2300 from 300. It's really a YMMV situation.