Reply
Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008
0

Re: Grandmother approved through CITI with....

From the www.ashleyfurniture.com website:
 

Q: Do you have financing plans?

Each authorized Ashley Furniture HomeStore or dealer is independently owned and operated, therefore, stores may offer a variety of financing options. We do not offer financing directly to consumers from the Ashley corporation.

The Ashley Furniture Where To Shop tool will help you find the nearest Ashley Furniture HomeStore or dealer.


Sounds to me like this is good old Citi Financial at work, which is consumer finance.

Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008
0

Re: Grandmother approved through CITI with....

There is another website: http://www.ashleyfurniturehomestore.com/ which has a financing link I am investigating now.
Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008
0

Re: Grandmother approved through CITI with....

And the verdict is...
 
This is Citi Financial (not Citi CC's!). The APR is 24.99%. The only thing not clear is whether it reports as revolving or as consumer finance. If it reports as revolving it is OK for your credit, but be aware of the terms. It is not the equivalent of being issued a major CC by Citi (or a Macys or Bloomingdales card for that matter) which are credit products issued by Citi and can be found at www.citicards.com
Epic Contributor
Creditaddict
Posts: 22,064
Registered: ‎10-23-2007
0

Re: Grandmother approved through CITI with....

well i was declined, I bet for old Citi card that was in my bk. hehe
no more applying for atleast 6 months, then i will be at 9 months with my bofa
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Contributor
v8eaterWRX
Posts: 78
Registered: ‎12-25-2007
0

Re: Grandmother approved through CITI with....

Congrats on the approval!
 
My girl tried to get one a few months ago and was declined with a 720! :smileysad: We really wanted that dang furniture, surely didnt see that one coming :smileymad:
Valued Contributor
Schoolbuskid
Posts: 1,926
Registered: ‎10-23-2007
0

Re: Grandmother approved through CITI with....



v8eaterWRX wrote:
Congrats on the approval!
 
My girl tried to get one a few months ago and was declined with a 720! :smileysad: We really wanted that dang furniture, surely didnt see that one coming :smileymad:


Thats crazy, because our sales rep said that you had to have atleast a 710 to be approved, but boy was she wrong, my grandmothers scores were 653,595,663. They declined my mother and her scores 620,553,660
Valued Contributor
jmbfl
Posts: 1,185
Registered: ‎03-04-2008
0

Re: Grandmother approved through CITI with....

[ Edited ]


Schoolbuskid wrote:
Thats crazy, because our sales rep said that you had to have atleast a 710 to be approved, but boy was she wrong, my grandmothers scores were 653,595,663. They declined my mother and her scores 620,553,660



jmbfl wrote:
From the www.ashleyfurniture.com website:
 

Q: Do you have financing plans?

Each authorized Ashley Furniture HomeStore or dealer is independently owned and operated, therefore, stores may offer a variety of financing options. We do not offer financing directly to consumers from the Ashley corporation.



Maybe everybody's not app'ing for the same financing...  :smileysurprised:


Message Edited by jmbfl on 09-29-2008 11:53 AM

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}