Great idea for someone

[Anonymous]

It would be great idea if someone could gather a list of CC companies and say if they do SP OR HP for CLI. I can't but I can try to participate.

[Anonymous]

I think there are a few threads already somewhere that list all of this data out.  I know it's often covered in random threads, probably buried somewhere, but if someone could link a master type of thread for this it would be beneficial to the OP and others.

[AverageJoesCredit]

We run into this quite alot. Each cc company has their sp and hp policy for cli just depends on many factors. Some cc companies will give an auto cli, thus a sp cli, but no one can predict when these are given. Even banks that are normally sp can give a hp even when a sp was expected. A couple

Amex - sp
Boa - hp
CHASE - hp
Citi - hp unless given sp language
Discover- sp unless noted hp
NAVY FED- hp unless timed near a AR, can be sp
Penfed- hp, though can get sp if preapproved or timed within hp window
Synchrony - sp but hp can happen
Synchrony Financial- normally hp

These are just a few and as always YMMV. Good rule of thumb is good to expect a hp and be pleased if its only sp. These of course are my opinions and from what i picked up ftom here so i may be wrong , always do your research before apping a cli so you are disappointed

[Anonymous]

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@AverageJoesCredit wrote:
We run into this quite alot. Each cc company has their sp and hp policy for cli just depends on many factors. Some cc companies will give an auto cli, thus a sp cli, but no one can predict when these are given. Even banks that are normally sp can give a hp even when a sp was expected. A couple

Amex - sp
Boa - hp
CHASE - hp
Citi - hp unless given sp language
Discover- sp unless noted hp
NAVY FED- hp unless timed near a AR, can be sp
Penfed- hp, though can get sp if preapproved or timed within hp window
Synchrony - sp but hp can happen
Synchrony Financial- normally hp

These are just a few and as always YMMV. Good rule of thumb is good to expect a hp and be pleased if its only sp. These of course are my opinions and from what i picked up ftom here so i may be wrong , always do your research before apping a cli so you are disappointed

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Capital One: SP

Comenity - SP but chance of a HP

[Anonymous]

That's awesome..... the next 2 cards I was thinking are sp on cli.