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@Anonymous wrote:
My Motorola card was actually just a piece of paper with the account number on it. Ready to use. Lol. Said on it don't lose this paper as it contains your account number. Lol
LMAO!! Well geeez thanks!
@OMW2_HighAcheiver wrote:
I've NEVER had to use my pin with ANY of my chip cards. No one asks for ID these days.
That's because the VAST majority of US chipped cards are chip&sig. Very few exceptions
@longtimelurker wrote:
@OMW2_HighAcheiver wrote:
I've NEVER had to use my pin with ANY of my chip cards. No one asks for ID these days.That's because the VAST majority of US chipped cards are chip&sig. Very few exceptions
Y'all seem to be missing/forgetting that chip cards were never intended to hel pprotect you, the consumer, from fraud. Consumers are already 100% protected (in fact, over-protected as anyone who's ever received a fradulent chargeback will tell you!). The chip cards all became widespread here in the US to protect the businesses from credit card fraud. If your local store swipes your chip card and it's fraudulent then they eat the costs, but if they properly use the chip then the bank eats the costs. Chip has nothing to do with protecting you.
Just reading your thread.What a nightmare!
RE
This whole thread is rather alarming. Especially considering one has NO IDEA when a CC is going to be delivered, so how would one even know that it's been compromised? Just absurd!
All of my CCs and AU CCs (including Barclay) required activation, so I'm wondering if this is a new thing. Although the Barclay's activation for my Mom's AU CC may not have been necessary since when I tried to activate it, I got an error, and when I SM them, they said, don't worry, the card's ready to use. I still have an alert on my account saying that I will have limited use until I call them, but that has yet to be the case.
Yes. It is alarming.........
That's a good portion or fraud right there. I guess different lenders are different in regards to already active credit cards in the us postal service system. Thats a huge security and fraud risk.
I went back to some of our posts about card activation in August and one other card that didn't require activation was my Venture. Nice, 15k credit line at that time and just came ready to use.
Not cool.