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Member
creditmole
Posts: 6
Registered: ‎05-24-2008
0

Green Amex approved after chargeoff...Unbelievable

I ran into financial problems 4 yrs ago and had a AMEX green balance charged off which I finally paid this year through a DMP. I have tried for 3 mos. to get the Optima Oasis which I was told I qualified for. I was told today NCO no longer sends out letters for Oasis card. About to give up we conferenced with an AMEX person who told me it was too late to get the Oasis since 90 days had passed since the payoff. Frustrated and about to hang up, the AMEX associate advised to apply for their green card like I had before. I reluctantly and with little hope applied by phone and got it! So many people on here have had to get the Oasis and that is the card I thought I would qualify for. Persistance finally paid. Thanks to everyone on here who post and encourages those of us who have seen tough times and are now trying to make it right again!
Moderator Emeritus
WhirledPeasPlease
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Green Amex approved after chargeoff...Unbelievable

Super congrats!
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Frequent Contributor
jaysdad2k
Posts: 368
Registered: ‎02-07-2008
0

Re: Green Amex approved after chargeoff...Unbelievable

Who was in the conference call?
 
 
"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Regular Contributor
nmorton79
Posts: 195
Registered: ‎07-11-2007
0

Re: Green Amex approved after chargeoff...Unbelievable

Congrats on the Amex card!!:smileyvery-happy:

May I ask what your scores are?

Live~Laugh~Love


Starting Score: EQ 401, TU430
Current Score: EQ 501, TU 500
Goal Score: 700+ across the board


Take the FICO Fitness Challenge









Live~Laugh~Love
Established Contributor
Bella1980
Posts: 583
Registered: ‎06-22-2008
0

Re: Green Amex approved after chargeoff...Unbelievable

wow, congrats.


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


Take the myFICO Fitness Challenge

Frequent Contributor
mrsanderson
Posts: 366
Registered: ‎12-20-2007
0

Re: Green Amex approved after chargeoff...Unbelievable

Now thats awesome Im so excited for you!!! Ive heard so much about amex lol Im afraid to apply! Ill jus t keep it in my Inbox and admire it from there!
~EveryThing Is Within REach~FICO FORUM roCKs.....
Established Contributor
CreditDrama85
Posts: 1,046
Registered: ‎07-03-2007
0

Re: Green Amex approved after chargeoff...Unbelievable

i am surprised by this. what were your scores? i would think even getting approved for the platinum delta skymiles would be a long shot. congrats!
Member
creditmole
Posts: 6
Registered: ‎05-24-2008
0

conf. call

a rep from NCO and one from AMEX
Member
creditmole
Posts: 6
Registered: ‎05-24-2008
0

Re: Green Amex approved after chargeoff...Unbelievable

My EQ FICO is 618. I don't know what the others are

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