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Green Amex approved after chargeoff...Unbelievable

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creditmole
Member

Green Amex approved after chargeoff...Unbelievable

I ran into financial problems 4 yrs ago and had a AMEX green balance charged off which I finally paid this year through a DMP. I have tried for 3 mos. to get the Optima Oasis which I was told I qualified for. I was told today NCO no longer sends out letters for Oasis card. About to give up we conferenced with an AMEX person who told me it was too late to get the Oasis since 90 days had passed since the payoff. Frustrated and about to hang up, the AMEX associate advised to apply for their green card like I had before. I reluctantly and with little hope applied by phone and got it! So many people on here have had to get the Oasis and that is the card I thought I would qualify for. Persistance finally paid. Thanks to everyone on here who post and encourages those of us who have seen tough times and are now trying to make it right again!
Message 1 of 9
8 REPLIES 8
WhirledPeasPlease
Moderator Emeritus

Re: Green Amex approved after chargeoff...Unbelievable

Super congrats!
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 2 of 9
jaysdad2k
Frequent Contributor

Re: Green Amex approved after chargeoff...Unbelievable

Who was in the conference call?
 
 
"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Message 3 of 9
nmorton79
Regular Contributor

Re: Green Amex approved after chargeoff...Unbelievable

Congrats on the Amex card!!Smiley Very Happy

May I ask what your scores are?

Live~Laugh~Love


Starting Score: EQ 401, TU430
Current Score: EQ 501, TU 500
Goal Score: 700+ across the board


Take the FICO Fitness Challenge









Live~Laugh~Love
Message 4 of 9
Bella1980
Established Contributor

Re: Green Amex approved after chargeoff...Unbelievable

wow, congrats.


Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's


Take the myFICO Fitness Challenge

Message 5 of 9
Anonymous
Not applicable

Re: Green Amex approved after chargeoff...Unbelievable

Now thats awesome Im so excited for you!!! Ive heard so much about amex lol Im afraid to apply! Ill jus t keep it in my Inbox and admire it from there!
Message 6 of 9
CreditDrama85
Established Contributor

Re: Green Amex approved after chargeoff...Unbelievable

i am surprised by this. what were your scores? i would think even getting approved for the platinum delta skymiles would be a long shot. congrats!
Message 7 of 9
creditmole
Member

conf. call

a rep from NCO and one from AMEX
Message 8 of 9
creditmole
Member

Re: Green Amex approved after chargeoff...Unbelievable

My EQ FICO is 618. I don't know what the others are
Message 9 of 9
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