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Epic Contributor
Posts: 22,695
Registered: ‎10-23-2007
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Re: Guess HSBC-only branded credit cards are moving up to prime land

I'm not following, I went to Householdbank.com Clicked the start button and that runs the pre-approval for you.

 

But the Best Buy Mastercard is a far better product then just the plan Householdbank card if you ask me because it actually earns rewards.

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
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New Contributor
Posts: 55
Registered: ‎08-04-2010
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Re: Guess HSBC-only branded credit cards are moving up to prime land

I'm talking about plain HSBC only credit cards. Not the Orchard/Household/BBRZ varities.

Established Contributor
Posts: 620
Registered: ‎05-09-2009
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Re: Guess HSBC-only branded credit cards are moving up to prime land

I thought you had to have your HSBC card for 6 months before you can apply for another one? 

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


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Established Contributor
Posts: 536
Registered: ‎03-17-2010
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Re: Guess HSBC-only branded credit cards are moving up to prime land

 


jaystay wrote:

What I find intersting is that you can no longer apply for a credit card from their website, take a look and you'll notice there is nothing there to actually apply:

 

http://www.us.hsbc.com/1/2/3/personal?home=personal

 

Yes, I know the pre-approval link still exists but the only way to find it is to google "hsbc apply" and its like th 5th link listed. It's not linked from any main site so how would potential customers find it? This would be a terrible way to find new customers which leads me to believe something is up.


HSBC credit cards are strictly for HSBC account holders now. You need to login to your account (any account) in order to start the application process.

 

Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
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Re: Guess HSBC-only branded credit cards are moving up to prime land

 


ifinet wrote:

 


jaystay wrote:

What I find intersting is that you can no longer apply for a credit card from their website, take a look and you'll notice there is nothing there to actually apply:

 

http://www.us.hsbc.com/1/2/3/personal?home=personal

 

Yes, I know the pre-approval link still exists but the only way to find it is to google "hsbc apply" and its like th 5th link listed. It's not linked from any main site so how would potential customers find it? This would be a terrible way to find new customers which leads me to believe something is up.


HSBC credit cards are strictly for HSBC account holders now. You need to login to your account (any account) in order to start the application process.

 


I signed on to my HSBC MC account and there is no option to apply for another HSBC CC.  I guess you need a chekcing or savings.

 

Established Contributor
Posts: 536
Registered: ‎03-17-2010
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Re: Guess HSBC-only branded credit cards are moving up to prime land

 


Wolf3 wrote:

 


ifinet wrote:

 


jaystay wrote:

What I find intersting is that you can no longer apply for a credit card from their website, take a look and you'll notice there is nothing there to actually apply:

 

http://www.us.hsbc.com/1/2/3/personal?home=personal

 

Yes, I know the pre-approval link still exists but the only way to find it is to google "hsbc apply" and its like th 5th link listed. It's not linked from any main site so how would potential customers find it? This would be a terrible way to find new customers which leads me to believe something is up.


HSBC credit cards are strictly for HSBC account holders now. You need to login to your account (any account) in order to start the application process.

 


I signed on to my HSBC MC account and there is no option to apply for another HSBC CC.  I guess you need a chekcing or savings.

 


Yes, thats exactly what I meant to say.

 

Frequent Contributor
Posts: 266
Registered: ‎10-04-2009
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Re: Guess HSBC-only branded credit cards are moving up to prime land

I called the magic number today to try and get a waiver on my HSBC card's annual fee (no success). The rep was very aggressive with the "have you considered that you may have outgrown the card? You should visit our HSBC apply site to see if there is a better card for you." I told her the HSBC site has nothing except the Online Savings Account listed, no cards. She said I must be mistaken. It's been that way for me since right around CARD act came into effect, is it just me?
Established Member
Posts: 19
Registered: ‎11-25-2008
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Re: Guess HSBC-only branded credit cards are moving up to prime land

Did you apply for the Best Buy MC or the secured Best Buy MC?  Thanks!

Epic Contributor
Posts: 22,695
Registered: ‎10-23-2007
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Re: Guess HSBC-only branded credit cards are moving up to prime land

What are you all talking about if I may ask.... Householdbank.com Very much still has a pre-approval application for a plan Jane HSBC card.

Fico Scores: EQ- 662 DCU., TU 704 Best Buy, EX 700 Chase (1/5/15)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
67 Cards and Counting :smileytongue:
Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
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Re: Guess HSBC-only branded credit cards are moving up to prime land

 


Creditaddict wrote:

What are you all talking about if I may ask.... Householdbank.com Very much still has a pre-approval application for a plan Jane HSBC card.


Householdbank.com has 2 credit cards listed and both are Household bank, NOT HSBC.  HSBC has no cards listed.

 


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