11-30-2012 08:22 AM - edited 11-30-2012 08:22 AM
I charged $15,000 on my Navy Federal card this month, AAOA 1 year lol, 55k total credit limits on my report. $11,000 reported.
Holy... If I saw that bill I think I would need a clean up and a change of pants lol
lmao I paid off $4,000 within a week I'm not worried (although that was my hardrock winnings for that week LOL) , my income's pretty decent with no living exspenses. I've actually charged over 30k this month but already paid 19k back before it reported =)
Good lord, well anyways charging is always fun... Paying it back causes a rash and possible blood loss
lol never fun seeing your accounts drop =\
Seeing your score drop dramatically, then swing back convincingly, is awesome. Proves that you're tough and have things under control.
11-30-2012 04:17 PM
Status's are great aren't they?
they can be but one thing I don't understand is with the digital age, why the hell do they only update once a month? it should be atleast every week or two at most since digitial information can be sent quickly, this would also help banks ensure they don't issue cards to people that are high risk of a blow out (where people max out everything in a short time and try to file bankruptcy or just stop paying etc)
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO