09-06-2012 05:43 AM
I was declined a few months back due to a Core Logic report, was declined. Ive since locked core logic and had a few more INQ's fall off, Hopefully my time has come. Stay tuned fellow app junkies!
09-06-2012 05:47 AM
good luck. I'm sure you'll be fine.
I got 2 of them when I thought I wouldn't stand a chance. I think they are giving these cards away these days. They surely opened up to sub 700 credit scores that's for sure.
Which ones are you gunning for?
09-06-2012 06:19 AM
Shooting for Zync first, figure thats my best chance. If approved, I'll shoot for BCE.
09-06-2012 06:23 AM
Core Logic=teletrack, I think core logic is the parent company. Im not sure if locking my report will work. I saw another member had success doing it and figured it was worth a shot as opposed to waiting 2 more years for it the derog to fall off.
09-06-2012 06:45 AM
No instant approval, staus says "processing" not looking good :/
09-06-2012 06:47 AM
What were you scores, AAoA, and baddies going in?
I think what saved me was my income and relatively high 600 scores. They overlooked all my student loan lates obviously.
09-06-2012 07:01 AM
They pull EX for me, I wish they pulled TU! My scores are 690-705, 690 being EX. Have 2 derogs, 1 in 06 and 1 in 07, income 42k, 4 inq(2 of which are from AMex, if that matters)