Credit Cards Center Credit cards from our partners
Reply
Contributor
Posts: 256
Registered: ‎08-24-2011
0

Gunning for Amex today

I was declined a few months back due to a Core Logic report, was declined. Ive since locked core logic and had a few more INQ's fall off, Hopefully my time has come. Stay tuned fellow app junkies!

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Frequent Contributor
Posts: 412
Registered: ‎04-02-2012
0

Re: Gunning for Amex today

good luck. I'm sure you'll be fine.

 

I got 2 of them when I thought I wouldn't stand a chance.  I think they are giving these cards away these days.  They surely opened up to sub 700 credit scores that's for sure.

 

Which ones are you gunning for?

My Wallet:
Discover It $20.3k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX BCE $8.2k | Costco Citi Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Citi Visa Signature $3k | AMEX Schwab $3k | Care Credit $3k | Wells Fargo $1k
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
0

Re: Gunning for Amex today

Good luck!

 

Let us know the results...

Ray

** Every Card has a Job, and Every Card does its Job **

New Contributor
Posts: 113
Registered: ‎05-06-2012
0

Re: Gunning for Amex today

GOOD luck!

 

whats core logic ? another CRA that amex uses ? so TU TT and Corelogic ?






Contributor
Posts: 256
Registered: ‎08-24-2011
0

Re: Gunning for Amex today

Shooting for Zync first, figure thats my best chance. If approved, I'll shoot for BCE.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Contributor
Posts: 256
Registered: ‎08-24-2011
0

Re: Gunning for Amex today

Core Logic=teletrack, I think core logic is the parent company. Im  not sure if locking my report will work. I saw another member had success doing it and figured it was worth a shot as opposed to waiting 2 more years for it the derog to fall off.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Contributor
Posts: 256
Registered: ‎08-24-2011
0

Re: Gunning for Amex today

No instant approval, staus says "processing" not looking good :/

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Frequent Contributor
Posts: 412
Registered: ‎04-02-2012
0

Re: Gunning for Amex today

What were you scores, AAoA, and baddies going in?

 

I think what saved me was my income and relatively high 600 scores.  They overlooked all my student loan lates obviously.

My Wallet:
Discover It $20.3k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX BCE $8.2k | Costco Citi Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Citi Visa Signature $3k | AMEX Schwab $3k | Care Credit $3k | Wells Fargo $1k
New Contributor
Posts: 113
Registered: ‎05-06-2012
0

Re: Gunning for Amex today

CALL in !

 

whats your TU ? Inqs ? yearly income ?

 

i am rooting for you!!!!






Contributor
Posts: 256
Registered: ‎08-24-2011
0

Re: Gunning for Amex today

They pull EX for me, I wish they pulled TU! My scores are 690-705, 690 being EX. Have 2 derogs, 1 in 06 and 1 in 07, income 42k, 4 inq(2 of which are from AMex, if that matters)

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.