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Gunning for Amex today

Contributor

Gunning for Amex today

I was declined a few months back due to a Core Logic report, was declined. Ive since locked core logic and had a few more INQ's fall off, Hopefully my time has come. Stay tuned fellow app junkies!

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 1 of 94
93 REPLIES
Frequent Contributor

Re: Gunning for Amex today

good luck. I'm sure you'll be fine.

 

I got 2 of them when I thought I wouldn't stand a chance.  I think they are giving these cards away these days.  They surely opened up to sub 700 credit scores that's for sure.

 

Which ones are you gunning for?

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 2 of 94
Valued Contributor

Re: Gunning for Amex today

Good luck!

 

Let us know the results...

Ray

** Every Card has a Job, and Every Card does its Job **
Message 3 of 94
New Contributor

Re: Gunning for Amex today

GOOD luck!

 

whats core logic ? another CRA that amex uses ? so TU TT and Corelogic ?






Message 4 of 94
Contributor

Re: Gunning for Amex today

Shooting for Zync first, figure thats my best chance. If approved, I'll shoot for BCE.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 5 of 94
Contributor

Re: Gunning for Amex today

Core Logic=teletrack, I think core logic is the parent company. Im  not sure if locking my report will work. I saw another member had success doing it and figured it was worth a shot as opposed to waiting 2 more years for it the derog to fall off.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 6 of 94
Contributor

Re: Gunning for Amex today

No instant approval, staus says "processing" not looking good :/

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 7 of 94
Frequent Contributor

Re: Gunning for Amex today

What were you scores, AAoA, and baddies going in?

 

I think what saved me was my income and relatively high 600 scores.  They overlooked all my student loan lates obviously.

My Wallet:
AMEX Platinum | Discover It $20.3k | Chase Sapphire Reserved $16k | Chase United $12k | AMEX SimplyCash Plus Business $11.6k | AMEX Schwab $9k | AMEX BCEP $8.2k | Citi Costco Anywhere Visa $8k | Chase Amazon Visa $8k | Chase Sapphire Preferred $7k | Chase Freedom $5k | Citi Simplicity $5k | Paypal Extras Platinum $5k | Wells Fargo $5k | Citi Best Buy $4.2k | Citi Visa Signature $3k | Care Credit $3k
Message 8 of 94
New Contributor

Re: Gunning for Amex today

CALL in !

 

whats your TU ? Inqs ? yearly income ?

 

i am rooting for you!!!!






Message 9 of 94
Contributor

Re: Gunning for Amex today

They pull EX for me, I wish they pulled TU! My scores are 690-705, 690 being EX. Have 2 derogs, 1 in 06 and 1 in 07, income 42k, 4 inq(2 of which are from AMex, if that matters)

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 10 of 94