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New Contributor
DVH1980
Posts: 242
Registered: ‎08-24-2011

Gunning for Amex today

I was declined a few months back due to a Core Logic report, was declined. Ive since locked core logic and had a few more INQ's fall off, Hopefully my time has come. Stay tuned fellow app junkies!

My wallet:
***Amex BCE 3k***USAA Platinum Visa 12k***Barclays Apple 7500k***Veridian CU 5k***Discover It 10k***Bank of America 8k***Amex Zync***USAA Patinum MC 6k***
Frequent Contributor
Razeus
Posts: 387
Registered: ‎04-02-2012

Re: Gunning for Amex today

good luck. I'm sure you'll be fine.

 

I got 2 of them when I thought I wouldn't stand a chance.  I think they are giving these cards away these days.  They surely opened up to sub 700 credit scores that's for sure.

 

Which ones are you gunning for?

My Wallet:
Discover It $11,000 | Chase Freedom $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Valued Contributor
RockinRay
Posts: 1,933
Registered: ‎08-13-2007

Re: Gunning for Amex today

Good luck!

 

Let us know the results...

Ray

** Every Card has a Job, and Every Card does its Job **

New Contributor
mrcrush20
Posts: 113
Registered: ‎05-06-2012

Re: Gunning for Amex today

GOOD luck!

 

whats core logic ? another CRA that amex uses ? so TU TT and Corelogic ?






New Contributor
DVH1980
Posts: 242
Registered: ‎08-24-2011

Re: Gunning for Amex today

Shooting for Zync first, figure thats my best chance. If approved, I'll shoot for BCE.

My wallet:
***Amex BCE 3k***USAA Platinum Visa 12k***Barclays Apple 7500k***Veridian CU 5k***Discover It 10k***Bank of America 8k***Amex Zync***USAA Patinum MC 6k***
New Contributor
DVH1980
Posts: 242
Registered: ‎08-24-2011

Re: Gunning for Amex today

Core Logic=teletrack, I think core logic is the parent company. Im  not sure if locking my report will work. I saw another member had success doing it and figured it was worth a shot as opposed to waiting 2 more years for it the derog to fall off.

My wallet:
***Amex BCE 3k***USAA Platinum Visa 12k***Barclays Apple 7500k***Veridian CU 5k***Discover It 10k***Bank of America 8k***Amex Zync***USAA Patinum MC 6k***
New Contributor
DVH1980
Posts: 242
Registered: ‎08-24-2011

Re: Gunning for Amex today

No instant approval, staus says "processing" not looking good :/

My wallet:
***Amex BCE 3k***USAA Platinum Visa 12k***Barclays Apple 7500k***Veridian CU 5k***Discover It 10k***Bank of America 8k***Amex Zync***USAA Patinum MC 6k***
Frequent Contributor
Razeus
Posts: 387
Registered: ‎04-02-2012

Re: Gunning for Amex today

What were you scores, AAoA, and baddies going in?

 

I think what saved me was my income and relatively high 600 scores.  They overlooked all my student loan lates obviously.

My Wallet:
Discover It $11,000 | Chase Freedom $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
New Contributor
mrcrush20
Posts: 113
Registered: ‎05-06-2012

Re: Gunning for Amex today

CALL in !

 

whats your TU ? Inqs ? yearly income ?

 

i am rooting for you!!!!






New Contributor
DVH1980
Posts: 242
Registered: ‎08-24-2011

Re: Gunning for Amex today

They pull EX for me, I wish they pulled TU! My scores are 690-705, 690 being EX. Have 2 derogs, 1 in 06 and 1 in 07, income 42k, 4 inq(2 of which are from AMex, if that matters)

My wallet:
***Amex BCE 3k***USAA Platinum Visa 12k***Barclays Apple 7500k***Veridian CU 5k***Discover It 10k***Bank of America 8k***Amex Zync***USAA Patinum MC 6k***

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