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Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
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Re: Gunning for Amex today


DVH1980 wrote:

No instant approval, staus says "processing" not looking good :/


Keep checking status. This has happened to me in the past but within a couple of hours, I was approved.

 

Ray

** Every Card has a Job, and Every Card does its Job **

Contributor
Posts: 255
Registered: ‎08-24-2011
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Re: Gunning for Amex today

Still in progress......tick,tick,tick

*USAA WORLD MC 12k* *USAA VISA 12k* *AMEX BCE 6k* *DISCOVER IT 11.5k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

New Contributor
Posts: 113
Registered: ‎05-06-2012
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Re: Gunning for Amex today

[ Edited ]

humm my most recent derog was 08

 

income just over 70k 

 

tu was 651 and was approve 500 hard limit

 

whats your largest CL now ? establisment after derogs ? 






Super Contributor
Posts: 5,999
Registered: ‎05-23-2009
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Re: Gunning for Amex today


DVH1980 wrote:

Still in progress......tick,tick,tick


It happened to me too. Check back after 5 mins.

 

 

Ron.

Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
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Re: Gunning for Amex today

When I applied for mine, it was "In Progress" for about 4 hours before I receievd an email saying approved.  Good Luck!!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Frequent Contributor
Posts: 396
Registered: ‎04-02-2012
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Re: Gunning for Amex today

You scores are higher than mine, but I don't have any derogs.  Keep checking status, then recon.

My Wallet:
Discover It $14,300 | Chase United $12,000 | Chase Sapphire Preferred $7,000 | Chase Freedom $5,000 | Citi Simplicity $5,000 | AMEX BCE $4,200 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Contributor
Posts: 255
Registered: ‎08-24-2011
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Re: Gunning for Amex today

Everything is positve since my derogs. Biggest limit now is 3500.00 from local CU and barclays, 2 -3k limits from usaa and discover. AAOA is relatively low at 1.3 years because I recently dumped my builders and replaced them with the cards metioned above.  

*USAA WORLD MC 12k* *USAA VISA 12k* *AMEX BCE 6k* *DISCOVER IT 11.5k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Contributor
Posts: 255
Registered: ‎08-24-2011
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Re: Gunning for Amex today

I was told that if they offer the 500 hard limit inever gets removed, fact? Not that it matters much to me since I mainly want the card to get my foot in the door.

*USAA WORLD MC 12k* *USAA VISA 12k* *AMEX BCE 6k* *DISCOVER IT 11.5k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Established Contributor
Posts: 912
Registered: ‎06-14-2012
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Re: Gunning for Amex today

I don't thinks its impossible to get it removed, just really difficult. Ive seen where some people got it removed but alot of people that have had it for a year or more haven't had success so far with getting the hard limit removed. But goodluck i hope u get it! :smileyhappy:


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Contributor
Posts: 255
Registered: ‎08-24-2011
0

Re: Gunning for Amex today

Stilllll waiting................im worse than a 5 year old on a road trip.

*USAA WORLD MC 12k* *USAA VISA 12k* *AMEX BCE 6k* *DISCOVER IT 11.5k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

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