Reply
Established Contributor
kobe2012
Posts: 589
Registered: ‎03-16-2012

Re: Gunning for Amex today

Have you tried calling them? Good luck! I hope you get it

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Cap1:$3.5k/Cap1:$2.5k/Freedom:$5k/Slate:3k/BCE:$1k/Zync: $500 PSL/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$1.5k



New Contributor
DVH1980
Posts: 207
Registered: ‎08-24-2011

Re: Gunning for Amex today

I havent tried calling. Im an app junkie so the suspense is my fix :smileylol:

My wallet:
Amex BCE|USAA Platinum Visa 3k|Barcalys Apple 3.5k|Veridian CU 5k|Discover It 3k|USAA Secured Amex 500|Amex Zync|USAA Patinum MC 3k|
Established Contributor
kobe2012
Posts: 589
Registered: ‎03-16-2012

Re: Gunning for Amex today


DVH1980 wrote:

I havent tried calling. Im an app junkie so the suspense is my fix :smileylol:


lol .... You should call! It's funny how i cant wait to say "congratz!"...lol


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Cap1:$3.5k/Cap1:$2.5k/Freedom:$5k/Slate:3k/BCE:$1k/Zync: $500 PSL/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$1.5k



New Contributor
DVH1980
Posts: 207
Registered: ‎08-24-2011

Re: Gunning for Amex today

I wonder if they are doing a manual review? If so I bet the fact that I locked my TT report is a big red flag. Not sure if they can access my old denial reason from May but if they do, Im sure they'll put 2 and 2 together.

My wallet:
Amex BCE|USAA Platinum Visa 3k|Barcalys Apple 3.5k|Veridian CU 5k|Discover It 3k|USAA Secured Amex 500|Amex Zync|USAA Patinum MC 3k|
Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: Gunning for Amex today

[ Edited ]

What's on your Teletrack anyway?

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
Valued Member
JPmorgan
Posts: 59
Registered: ‎05-06-2012

Re: Gunning for Amex today

Call in!!!  You've got me all nervous now.  They should already have an answer.  Let us know.  The suspense is killing me.

American Express Blue | American Express PRG | Barclays Apple Financing Visa | Citi AAdvantage Visa Signature | Discover More | JP Morgan Palladium | Ameriprise World Elite Mastercard | Chase Sapphire Preferred

New Contributor
DVH1980
Posts: 207
Registered: ‎08-24-2011

Re: Gunning for Amex today

@trumpet 205: There is a payday loan outstanding from my ex from 2006

My wallet:
Amex BCE|USAA Platinum Visa 3k|Barcalys Apple 3.5k|Veridian CU 5k|Discover It 3k|USAA Secured Amex 500|Amex Zync|USAA Patinum MC 3k|
Valued Contributor
trumpet-205
Posts: 1,909
Registered: ‎11-11-2010

Re: Gunning for Amex today


DVH1980 wrote:

@trumpet 205: There is a payday loan outstanding from my ex from 2006


Is your name on the loan? You should dispute it if it is not with your name.

 

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | BofA Travel Rewards (07/2011) | Chase Freedom (11/2011)
GECRB/PayPal (05/2012) | Discover it (07/2012) | US Bank Cash Reward (08/2012) | AMEX BCE (09/2012)
Target (10/2012) | Chase Ink Classic (11/2012) | BofA Balance Rewards (04/2013)
New Contributor
DVH1980
Posts: 207
Registered: ‎08-24-2011

Re: Gunning for Amex today

@jpmorgan: ITs killing me too but thats half the fun. Im pretty much set on cards save for an Amex and a USAA MC, so my apping is going to be short lived, trying to savor the feeling of getting approved(hoping so anyways!)  I'll be apping USAA on the 9th(I have 5 INQ's that will fall off between now and then)

My wallet:
Amex BCE|USAA Platinum Visa 3k|Barcalys Apple 3.5k|Veridian CU 5k|Discover It 3k|USAA Secured Amex 500|Amex Zync|USAA Patinum MC 3k|
New Contributor
DVH1980
Posts: 207
Registered: ‎08-24-2011

Re: Gunning for Amex today

I believe it is, I know it was written on a check from my account. I had done this for her multiple times, unfortunately for me I wasnt aware that she never paid back the last one until we had long split up and I had moved. I didnt even find out about it until I was denied by Amex in May. 

My wallet:
Amex BCE|USAA Platinum Visa 3k|Barcalys Apple 3.5k|Veridian CU 5k|Discover It 3k|USAA Secured Amex 500|Amex Zync|USAA Patinum MC 3k|

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+