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Gunning for Amex today

Established Contributor

Re: Gunning for Amex today

Have you tried calling them? Good luck! I hope you get it

Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 21 of 94
Contributor

Re: Gunning for Amex today

I havent tried calling. Im an app junkie so the suspense is my fix Smiley LOL

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 22 of 94
Established Contributor

Re: Gunning for Amex today


DVH1980 wrote:

I havent tried calling. Im an app junkie so the suspense is my fix Smiley LOL


lol .... You should call! It's funny how i cant wait to say "congratz!"...lol


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 23 of 94
Contributor

Re: Gunning for Amex today

I wonder if they are doing a manual review? If so I bet the fact that I locked my TT report is a big red flag. Not sure if they can access my old denial reason from May but if they do, Im sure they'll put 2 and 2 together.

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 24 of 94
Valued Contributor

Re: Gunning for Amex today

What's on your Teletrack anyway?

Message 25 of 94
Valued Member

Re: Gunning for Amex today

Call in!!!  You've got me all nervous now.  They should already have an answer.  Let us know.  The suspense is killing me.

American Express Blue | American Express PRG | Barclays Apple Financing Visa | Citi AAdvantage Visa Signature | Discover More | JP Morgan Palladium | Ameriprise World Elite Mastercard | Chase Sapphire Preferred

Message 26 of 94
Contributor

Re: Gunning for Amex today

@trumpet 205: There is a payday loan outstanding from my ex from 2006

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 27 of 94
Valued Contributor

Re: Gunning for Amex today


DVH1980 wrote:

@trumpet 205: There is a payday loan outstanding from my ex from 2006


Is your name on the loan? You should dispute it if it is not with your name.

 

Message 28 of 94
Contributor

Re: Gunning for Amex today

@jpmorgan: ITs killing me too but thats half the fun. Im pretty much set on cards save for an Amex and a USAA MC, so my apping is going to be short lived, trying to savor the feeling of getting approved(hoping so anyways!)  I'll be apping USAA on the 9th(I have 5 INQ's that will fall off between now and then)

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 29 of 94
Contributor

Re: Gunning for Amex today

I believe it is, I know it was written on a check from my account. I had done this for her multiple times, unfortunately for me I wasnt aware that she never paid back the last one until we had long split up and I had moved. I didnt even find out about it until I was denied by Amex in May. 

*USAA WORLD MC 18k* *USAA VISA 12k* *AMEX BCE 10k* *DISCOVER IT 15k* *AMEX ZYNC* *B of A SIGNATURE CASH 15k* *NAVY FEDERAL PLATINUM 20k* *CITI DOUBLE CASH 15k* *Veridian CU 14k* *Barclays Apple 12.5k*

Message 30 of 94