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Established Contributor
adavis425
Posts: 525
Registered: ‎02-14-2012
0

Re: Gut said "go for it", and I got approved for my first Amex, a BCP!

Congrats Subsea!! I know you've been working toward this. :smileyhappy: Good job!!

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM MC | Discover it | JCP


Valued Member
SubseaEngineer
Posts: 46
Registered: ‎09-07-2012
0

Re: Gut said "go for it", and I got approved for my first Amex, a BCP!

James:

 

I think you may be right.  I also would assume that the high utiliziation on a dept store card isnt really viewed as weighty as high utilization on a generic credit card.  Plus a lot of spend at a place like sears 6 months after buying a house is pretty easy to figure out that its stuff for the house.

Established Contributor
rtw
Posts: 797
Registered: ‎05-01-2012
0

Re: Gut said "go for it", and I got approved for my first Amex, a BCP!

Congrats!


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 699 (PSECU 06/04/14) 702 (my FICO 08/05/14) TU: 699 (08/01/14) EQ: 675 (07/08/14)
Goal Score: 720
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Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Gut said "go for it", and I got approved for my first Amex, a BCP!

CONGRATS!!!!

Awesome starting CL!!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012
0

Re: Gut said "go for it", and I got approved for my first Amex, a BCP!


LS2982 wrote:
CONGRATS!!!!

Awesome starting CL!!!

Ditto! Congrats!

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Gut said "go for it", and I got approved for my first Amex, a BCP!

amazing! That new CL should help you get even more increases on your existing cards!!!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
New Contributor
theagent26
Posts: 57
Registered: ‎03-01-2010
0

Re: Gut said "go for it", and I got approved for my first Amex, a BCP!

Congrats! Welcome to Amex!



Starting Score: EQ 593 TU 606
Current Score: EQ 680 TU 682 EX 684
Goal Score: 700's baby let's get it!


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Established Contributor
JonStur
Posts: 905
Registered: ‎12-25-2010
0

Re: Gut said "go for it", and I got approved for my first Amex, a BCP!

Way to go!!!!


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Gut said "go for it", and I got approved for my first Amex, a BCP!


SubseaEngineer wrote:

I'm kinda surprised.

 

My experian report shows 1 6-year old collection, 1 30-day late payment, and utilization on 2 store cards of about 90%, on my 9 month old discover of 50%.

 

But I have a bank account, retirement accounts, and income that is over $100K.

 

 

Approved for BCP with CL of $10K.


Congrats!  Welcome to the Amex family!


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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