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HA! I've been waiting for this....

Established Contributor

HA! I've been waiting for this....

When I was apping a while back, I app'd for the capital one platinum visa and they denied me. I thought it was odd because everyone else seems to get one. I since then have been approved for some nice cards.....2 discovers and an Amex. I knew one day they would want me and I would tell them to kiss off....lol Well, today I checked the mail and they sent me a preapproval for the same exact card I app'd for!!! The interest and fees suck on the card and I wouldn't go with them anyways but somehow I got alittle satisfaction! Just thought I'd share with y'all.
TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
7 REPLIES
Established Member

Re: HA! I've been waiting for this....

Nice Smiley Happy

Regular Contributor

Re: HA! I've been waiting for this....

They don't deserve you!!! You've got a far better future without going there.

 

Keep at it


    NPSL              $25k            $25k              $23k              $22k               $16k              $12k              $10k            $6.5k
Super Contributor

Re: HA! I've been waiting for this....


snowkitty wrote:
When I was apping a while back, I app'd for the capital one platinum visa and they denied me. I thought it was odd because everyone else seems to get one. I since then have been approved for some nice cards.....2 discovers and an Amex. I knew one day they would want me and I would tell them to kiss off....lol Well, today I checked the mail and they sent me a preapproval for the same exact card I app'd for!!! The interest and fees suck on the card and I wouldn't go with them anyways but somehow I got alittle satisfaction! Just thought I'd share with y'all.

Hey, I applied for cap1 through one of those letters after they denied me their secured card, and they gave me a $3k starting limit, 12 months 0% APR, and no AF for life so you never know Smiley Tongue 

 



Mega Contributor

Re: HA! I've been waiting for this....

That's hilarious, I always think creditors do it on purpose.



EQ FICO 548 3/3/16
Senior Contributor

Re: HA! I've been waiting for this....

You suck jsu!!!!! Suck suck suck!!!!!

Lol.
You should use their business reply envelope and put the shredded app in it :-P
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator Emeritus

Re: HA! I've been waiting for this....

Now the shoe's on the other foot!  Feels good huh?

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Established Contributor

Re: HA! I've been waiting for this....

It does feel good for the shoe on the other foot! The terms on the card are sooo bad too! There is a 75.00 annual fee and the limit would be from 300.00-1500.00. None of my cards have an annual fee other than the BofA 99/500 card. It feels good to have all these preapprovals rolling in but that one made me laugh! Cat Tongue

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*