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HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Established Contributor

HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Hi Everyone

As most of you know I have been working on gettin my credit report cleaned up for some time. For the past 7 months I have been in the garden. Today I became a member of the AMERICAN EXPRESS family, I am so excited, about  10 months ago I couldn't even qualify for the Zinc card. Today look what I got!!!!!! Sorry I am just so excited!!!!!!  It just shows that with a little effort it will fall into place. These cards will hopefully backdate to 1984 when I had my first American Express gold card.

I don't know my limit on the Delta Sky miles card yet, does anyone know how I could find that out?

 

Sorry I just had to share.  Thanks to you all!!!!!

 

Date ReceivedCardStatus of ApplicationNext Step
09/15/12
ZYNC(SM) FROM AMERICAN EXPRESS
Declined
To view the full decision details click here
07/04/13
PREMIER REWARDS GOLD CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. If you requested a balance transfer to this card, click here to view the status of that transfer
07/04/13
DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. If you requested a balance transfer to this card, click here to view the status of that transfer
11/11/12
AMERICAN EXPRESS PREFERRED REWARDS GREEN CARD
Declined
To view the full decision details click here




Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 673, Exp 664.,Eq 672 04/17/2015 TU 741 Equifax 682 Experian 678

Goal Score: 700 across the board


Take the FICO Fitness Challenge

Last HP 6/10/2015
Message 1 of 13
12 REPLIES
Frequent Contributor

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Welcome to the Amex Family! Smiley Very Happy

 

Glad to see you made it! Smiley Very Happy  Smiley Happy  If you call Amex they will tell you your CL.

 

Keep up the good work!

CL $317,649
Message 2 of 13
Frequent Contributor

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Congrats

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Message 3 of 13
Valued Contributor

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Way to go!! Congrats!!!

*8/10/13
Message 4 of 13
Regular Contributor

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Congrats on the new cards.

 

What do your scores look like?

 

Enjoy.

NFCU Flagship Sig (24.5k); NFCU CashRewards (24.5k); NFCU NavCheck (15k); Chase Sapphire Preferred (15k) ;Chase Marriott Rewards (14k);US Bank Flex Perks (9k); Barclays Rewards (8k); Chase Freedom (14k); BOA Travel Rewards Sig (20k); BOA Privileges with Cash Rewards Sig (9k); Discover IT (6.5k); Walmart Discover (3k); Wells Fargo Platinum (9.5k); Wells Fargo LOC (10k); Bloomingdales Amex (5k); Macy's Amex (5k); Paypal Extras Mastercard (6k); Bananna Republic Visa (5.5k); Lowes (6k); Sams Club Discover (5k)....In the garden since 8/15/13



Message 5 of 13
Valued Contributor

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 6 of 13
Moderator Emerita

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Message 7 of 13
Highlighted
Senior Contributor

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Very nice - congrats!

Message 8 of 13
Mega Contributor

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!


traveler2005 wrote:

Hi Everyone

As most of you know I have been working on gettin my credit report cleaned up for some time. For the past 7 months I have been in the garden. Today I became a member of the AMERICAN EXPRESS family, I am so excited, about  10 months ago I couldn't even qualify for the Zinc card. Today look what I got!!!!!! Sorry I am just so excited!!!!!!  It just shows that with a little effort it will fall into place. These cards will hopefully backdate to 1984 when I had my first American Express gold card.

I don't know my limit on the Delta Sky miles card yet, does anyone know how I could find that out?

 

Sorry I just had to share.  Thanks to you all!!!!!

 

Date ReceivedCardStatus of ApplicationNext Step
09/15/12
ZYNC(SM) FROM AMERICAN EXPRESS
Declined
To view the full decision details click here
07/04/13
PREMIER REWARDS GOLD CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. If you requested a balance transfer to this card, click here to view the status of that transfer
07/04/13
DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. If you requested a balance transfer to this card, click here to view the status of that transfer
11/11/12
AMERICAN EXPRESS PREFERRED REWARDS GREEN CARD
Declined
To view the full decision details click here

CONGRATS!!! Smiley Happy

 

Welcome to the AMEX familty!!!

 

7 months was good now its time to seedling up an go for a year!




EQ FICO 548 3/3/16
Message 9 of 13
Regular Contributor

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Congrats, that is the next family I am hoping adopts me. 

Message 10 of 13