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Established Contributor
traveler2005
Posts: 524
Registered: ‎08-13-2011
0

HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Hi Everyone

As most of you know I have been working on gettin my credit report cleaned up for some time. For the past 7 months I have been in the garden. Today I became a member of the AMERICAN EXPRESS family, I am so excited, about  10 months ago I couldn't even qualify for the Zinc card. Today look what I got!!!!!! Sorry I am just so excited!!!!!!  It just shows that with a little effort it will fall into place. These cards will hopefully backdate to 1984 when I had my first American Express gold card.

I don't know my limit on the Delta Sky miles card yet, does anyone know how I could find that out?

 

Sorry I just had to share.  Thanks to you all!!!!!

 

Date ReceivedCardStatus of ApplicationNext Step
09/15/12
ZYNC(SM) FROM AMERICAN EXPRESS
Declined
To view the full decision details click here
07/04/13
PREMIER REWARDS GOLD CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. If you requested a balance transfer to this card, click here to view the status of that transfer
07/04/13
DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. If you requested a balance transfer to this card, click here to view the status of that transfer
11/11/12
AMERICAN EXPRESS PREFERRED REWARDS GREEN CARD
Declined
To view the full decision details click here




Starting Score: TU 573 Exp 523 Lender Pull, Eq 583
Current Score: TU 675, Exp 653.,Eq 655
Goal Score: 700 across the board


Take the FICO Fitness Challenge
Frequent Contributor
Express
Posts: 387
Registered: ‎01-27-2012
0

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

[ Edited ]

Welcome to the Amex Family! :smileyvery-happy:

 

Glad to see you made it! :smileyvery-happy:  :smileyhappy:  If you call Amex they will tell you your CL.

 

Keep up the good work!

Money Never Sleeps! ~CL $247,600 .FIC, Amex $10,000
03/05/14: EX 777 EQ 768 TU 765: Beaver Card $20.000: Barclaycard Arrival World MasterCard $20,000 Lowe's Business Amex $3,000
Amex Blue Sky $24,500: Amex Premier Rewards Gold :NPSL: Amex Costco $7000:Chase Freedom $5,000: Home Depot $8,700 Discover IT $7.000 :Citi Thank you Card $16,500: Citi Simplicity $11,500: Chase Sapphire $31,200 :smileyfrustrated:am's Club M/C $19,000 :Cap1 World MC $8500 :Vibe,Credit Union $16,000 :Walmart M/C $14,000
Macy's AMEX $10,000 Macy's Store Card $1700. Alliant C/U 15000
Frequent Contributor
hutchj
Posts: 387
Registered: ‎06-15-2013
0

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Congrats

AMEX BCE: 5k; Barclay Apple: 2.5k; BoA CB: 3k; BoA BBR 4.2k; BoA Travel: 8k; Chase Sapphire: 5k; Chase Freedom: 6k; Citi Diamond: 3k; Discover IT: 9k

June 2013 FICOs: TU: 763; EX: 754; EQ: 764 (was 747 9/2012). Last app 2/20/2014 Garden until 3/2015
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Way to go!! Congrats!!!

*8/10/13
Regular Contributor
flashevo
Posts: 114
Registered: ‎07-12-2011
0

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Congrats on the new cards.

 

What do your scores look like?

 

Enjoy.

NFCU Flagship Sig (24.5k); NFCU CashRewards (24.5k); NFCU NavCheck (15k); Chase Sapphire Preferred (15k) ;Chase Marriott Rewards (14k);US Bank Flex Perks (9k); Barclays Rewards (8k); Chase Freedom (14k); BOA Travel Rewards Sig (20k); BOA Privileges with Cash Rewards Sig (9k); Discover IT (6.5k); Walmart Discover (3k); Wells Fargo Platinum (9.5k); Wells Fargo LOC (10k); Bloomingdales Amex (5k); Macy's Amex (5k); Paypal Extras Mastercard (6k); Bananna Republic Visa (5.5k); Lowes (6k); Sams Club Discover (5k)....In the garden since 8/15/13



Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Congrats!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Moderator
09Lexie
Posts: 26,577
Registered: ‎09-13-2012
0

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Valued Contributor
FocusedAndDetermined
Posts: 6,439
Registered: ‎01-05-2013
0

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Very nice - congrats!

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!


traveler2005 wrote:

Hi Everyone

As most of you know I have been working on gettin my credit report cleaned up for some time. For the past 7 months I have been in the garden. Today I became a member of the AMERICAN EXPRESS family, I am so excited, about  10 months ago I couldn't even qualify for the Zinc card. Today look what I got!!!!!! Sorry I am just so excited!!!!!!  It just shows that with a little effort it will fall into place. These cards will hopefully backdate to 1984 when I had my first American Express gold card.

I don't know my limit on the Delta Sky miles card yet, does anyone know how I could find that out?

 

Sorry I just had to share.  Thanks to you all!!!!!

 

Date ReceivedCardStatus of ApplicationNext Step
09/15/12
ZYNC(SM) FROM AMERICAN EXPRESS
Declined
To view the full decision details click here
07/04/13
PREMIER REWARDS GOLD CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. If you requested a balance transfer to this card, click here to view the status of that transfer
07/04/13
DELTA SKYMILES CREDIT CARD FROM AMERICAN EXPRESS
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. If you requested a balance transfer to this card, click here to view the status of that transfer
11/11/12
AMERICAN EXPRESS PREFERRED REWARDS GREEN CARD
Declined
To view the full decision details click here

CONGRATS!!! :smileyhappy:

 

Welcome to the AMEX familty!!!

 

7 months was good now its time to seedling up an go for a year!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Contributor
kilj0y
Posts: 135
Registered: ‎05-25-2013
0

Re: HAD A HUNCH, FELL OUT OF GARDEN AFTER 7 MONTHS, BUT GARDENING WELL WORTH IT !!!!!!!!

Congrats, that is the next family I am hoping adopts me. 




Starting Score: 693
Current Score: 701EQ MyFico 725TU(NFCU pulled)
Goal Score: 720


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Joined the Garden Club 6/1/13

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