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HELP! First Premier and Orchard Bank Credit card paying off?

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aussiesareforever
Established Contributor
‎04-17-2012 01:39 PM
‎04-17-2012 01:39 PM

Re: HELP! First Premier and Orchard Bank Credit card paying off?

Nelly,

 

I am about to send you a private message


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 21 of 23
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Nelly510
Valued Member
‎04-17-2012 02:16 PM
‎04-17-2012 02:16 PM

Re: HELP! First Premier and Orchard Bank Credit card paying off?

Ok i just spoked with PG&E and they said this account was a joint account with my mother which i had no clue about, and they said last activity was in 2005 and it was taken out of our names in 2006, so will this fall off in 2012 or 2013?

Credit Cards :1st Premier - $0/$250,Orchard Bank - $90/$300, Capital One - $400/$500

Store Cards : Amazon - $0/$600, WalMart - $0/$600, Victoria Secret - $0/$350, Bloomindales - $0/$800, Kays Jewelery - $0/$2800, PayPal Smart Connect - $0/$400

Gas Cards : Chevron - $0/$400
Message 22 of 23
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MarineVietVet
Moderator Emeritus
‎04-17-2012 02:19 PM
‎04-17-2012 02:19 PM

Re: HELP! First Premier and Orchard Bank Credit card paying off?

@Nelly510 wrote:

Ok i just spoked with PG&E and they said this account was a joint account with my mother which i had no clue about, and they said last activity was in 2005 and it was taken out of our names in 2006, so will this fall off in 2012 or 2013?

This date is useless because many things can change the DoLA. What you need to ask them is the date that you first got behind in your payments and never again got caught up. This is what is called the DoFD (Date of First Delinquency).

Message 23 of 23
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