Cap One will pull all 3 reports and they will report the business line with debt on your personal credit resport.
I know because I have one and wished I didnt!
@composer790 wrote:Hello!,
I just checked my Transunion score- Today is 710 on Jan 15th 2013. I want to apply for Capital One Spark Business which is 2% cashback.. But I am afraid of being denied. I have a Chapter 7 Bankruptcy that was discharged in 2009. I dont want to waste my time.. Everything is on time and almost no debt.
Should I apply or wait?
Thanks,Darren
Considering your scores look good and Capital One is pretty forgiving for BKs, you can give it a go 
I do believe the business cards ask for "excellent" credit, whatever they consider that, so since you're on time, have a low utilization, and hopefully have had a $5000+ CL or loan for approx 3 years (according to CapOne's qualification for excellent), you should be good to go
However, if you have burned Capital One in the past, I would wait on it until you verify with a CS on whether or not that matters, or if you should pay your debt to them!
Which one do you think is easier to get? The Freedom or Spark business? If it is the Freedom, I would say the BK is too fresh. But I was approved for the Cap1 Cash Rewards card in July with both a 7 and a 13 on my credit report with a score of 700+ but I applied for the one with a AF. And barely approved for the Freedom this month with just the 7 reporting and the 7 is 9 yrs, 4 mos old. I know Cap1 is BK friendly but I thought that was just for their average credit cards. OP, you can give it a shot and let us know how it goes. Typically with Cap1, a denial is a denial...they don't have a very good recon process as to recon, folks have had to email the EO.
Why CApital One ??
There's ton of card with better benefit and rewards.....
Starting Score: 560WELL.. I applied online-- INSTANT DENIAL 
I do 150k a month in purchases with my business and wanted a card that does the most cash back.
Any other suggestions or cards that i WOULD get approved with?
@nicholasyud wrote:Why CApital One ??
There's ton of card with better benefit and rewards.....
they have a 4 year old bk.
@Anonymous @OP sorry for the denial. hopefully they didnt tripple pull.
That is what I figured, unfortunately. The Venture and Spark Business are Cap1's prime cards. I would try again in 2017 or 2018. Sorry for the denial OP. It will be awhile for the prime cards.