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Community Leader
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improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011
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Re: HELP! Need some good cards to apply for fast!

@Summerhunny11
CONGRATS on your Approval!!!
Out of curiosity- what did the analyst say was the reason for the decline?
Did they tell you their concerns? I'm surprised it was instant denied. I was thinking you'd have to recon the limit.
Hold off on PRG till you let us know the Barclay concerns. :smileyhappy:
Which card did you apply?
Again... Congrats on your approval! Barclays will treat you right and grow with you. I have 2 of them.

Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K, TotalRewards 18K

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Community Leader
Valued Contributor
improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011
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Re: HELP! Need some good cards to apply for fast!

@Summerhunny11

Chase recon #888-245-0625
Good Luck!

Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K, TotalRewards 18K

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Epic Contributor
Creditaddict
Posts: 20,369
Registered: ‎10-23-2007
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Re: HELP! Need some good cards to apply for fast!


summerhunny11 wrote:

Was declined!

 

But, I talked to them and got approved for $1k.

 

Now, I might need a Chase back door number or go into the branch?


Just $1k?? What score did they give? what reasons for low approval? I mean they only gave me $1300 with a 662 TU.

I got $2k from PayPal MC instantly.

Fico Scores: EQ- HATE U, TU 671 GE, EX 695 NASA(09-24-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Contributor
summerhunny11
Posts: 76
Registered: ‎03-14-2013
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Re: HELP! Need some good cards to apply for fast!

[ Edited ]

I got this one

 

http://www.barclaycardarrival.com/travel/?campaignId=1730&cellNumber=9

 

Looks like I have a recent paid judgement hurting me still. I think I assumed I was ok since it was paid and Infiniti approved me. I explained it was for a few medical collections totalling $500.

 

I am guessing Chase will state the same. I will call and see. I bank with them but not sure if that matters.

 

Thanks everyone!

5/13-EQ 652,TU 634, EX 612
6/13-mortgage lender pull
EQ 652, EX 689, TU 714
6/22/13 Auto pull (Infiniti)
EX Auto II 714, TU 745

Capital One $1500, Orchard $500, Premier $700
Community Leader
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improvingmycredit
Posts: 1,384
Registered: ‎07-12-2011
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Re: HELP! Need some good cards to apply for fast!

[ Edited ]
WOW! That explains a lot. The Arrival has higher approval criteria then the cards I recommended. Congrats! Make sure to hit the spend requirement to get the sign up bonus.
Also- with a judgement on the file- hold off on PRG until it's cleared up. :smileyhappy:

Starting Score: 642
Current Score: EQ 798, EX 780, TU 787 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSP 20.5K, QuickSilver 20K, TotalRewards 18K

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Contributor
summerhunny11
Posts: 76
Registered: ‎03-14-2013
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Re: HELP! Need some good cards to apply for fast!

Good news!!!!!
5/13-EQ 652,TU 634, EX 612
6/13-mortgage lender pull
EQ 652, EX 689, TU 714
6/22/13 Auto pull (Infiniti)
EX Auto II 714, TU 745

Capital One $1500, Orchard $500, Premier $700
Contributor
summerhunny11
Posts: 76
Registered: ‎03-14-2013
0

Re: HELP! Need some good cards to apply for fast!

I called the back door number at Chase Bank and spoke to a business card representative. The minimum amount I could be approved for was $3000 but they declined me because I have minimal credit history and no large balance credit cards. It was pretty disappointing. But I called chase and applied for the Sapphire thinking I was going to be declined and they approved me for credit line of $5,000. Needless to say that made my day and I'm very happy. I added my husband as an authorized user and hope that it and improve his credit score. He has a very thin file with the bureaus and no one will approve him for anything
5/13-EQ 652,TU 634, EX 612
6/13-mortgage lender pull
EQ 652, EX 689, TU 714
6/22/13 Auto pull (Infiniti)
EX Auto II 714, TU 745

Capital One $1500, Orchard $500, Premier $700
Community Leader
Senior Contributor
myjourney
Posts: 26,548
Registered: ‎02-07-2013
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Re: HELP! Need some good cards to apply for fast!


summerhunny11 wrote:
I called the back door number at Chase Bank and spoke to a business card representative. The minimum amount I could be approved for was $3000 but they declined me because I have minimal credit history and no large balance credit cards. It was pretty disappointing. But I called chase and applied for the Sapphire thinking I was going to be declined and they approved me for credit line of $5,000. Needless to say that made my day and I'm very happy. I added my husband as an authorized user and hope that it and improve his credit score. He has a very thin file with the bureaus and no one will approve him for anything

Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Valued Member
drcc2013
Posts: 55
Registered: ‎05-23-2013
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Re: HELP! Need some good cards to apply for fast!

congrats ....sweet ride

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mauwow0682
Posts: 284
Registered: ‎08-24-2010
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Re: HELP! Need some good cards to apply for fast!

Nice work!!!

Starting Score: 620 FAKO
Current Score: FICO TU 715 (wal-mart) FICO EQ 692
Goal Score: 700


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