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Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Your welcome! Personally I felt the same way when I got the Walmart upgrade. But after 6 months my scores rebounded and basically no harm. Who knows when or if they offer the upgrade on the smart connect again. The only reason I'm taking it is a sign of finally being done rebulding my credit. It was a long road from starting out with a $300 Cap1 card. I only use PayPal on Ebay purchases for small things and convenience. It's not that I need it but easy to explain when a creditor reads closed by creditor to upgrade to Master card. It's not like I'm searching for more credit.
