Reply
New Contributor
alsawye
Posts: 73
Registered: ‎03-26-2009
0

HELP WITH RECON

Does Anyone know how i can recon capital one, i got denied today for a new card, and when i called reg csr they said there is no way to recon 
ch7 BK 09/2011

EQ ??? TU- Walmart FICO 630 4/12/13 EX FICO 639 Lender Pull 4/6/13
Valued Contributor
Scamp
Posts: 2,791
Registered: ‎03-18-2007
0

Re: HELP WITH RECON

Check the Backdoor Numbers thread for Cap1 numbers. :smileywink:

_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Established Member
Buckzball
Posts: 49
Registered: ‎05-08-2009
0

Re: HELP WITH RECON

Do you know the reason?
New Contributor
alsawye
Posts: 73
Registered: ‎03-26-2009
0

Re: HELP WITH RECON

[ Edited ]
1) i checked the backdoor #'s but dont know which one to call 2) no i dont know why they denied me yet, but she told me they are denying lots of ppl
Message Edited by alsawye on 05-15-2009 03:48 PM
ch7 BK 09/2011

EQ ??? TU- Walmart FICO 630 4/12/13 EX FICO 639 Lender Pull 4/6/13
Valued Contributor
Scamp
Posts: 2,791
Registered: ‎03-18-2007
0

Re: HELP WITH RECON


alsawye wrote:
1) i checked the backdoor #'s but dont know which one to call 2) no i dont know why they denied me yet, but she told me they are denying lots of ppl
Message Edited by alsawye on 05-15-2009 03:48 PM

 

Okay - try the Application Dept./Status number first - see if they can tell you the WHY part of it.  See if you can recon right then and there.  If that doesn't work, try the Account Specialist numbers.  If those don't work on the first try, then hang up and try again.  Sometimes it takes some initiative and persistence.

 

Good luck.

 

_____________________________________________________________________________
It's never too late to become the person you might have been. ~George Eliot

02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

Backdoor Numbers, Credit Scoring 101, Understanding Your FICO Score PDF
Established Contributor
mt2va
Posts: 532
Registered: ‎03-20-2009
0

Re: HELP WITH RECON

Can someone explain more about what to say when you call to Recon?  What should I say & what points should I try to make or what should I ask for??  Seems that some people have luck doing this.  I've always assumed a denial was just that. 
Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
Current (7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)




myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+