HELP!! Ways to Meet Bonus Spend Requirements on Credit Cards

[Anonymous]

Much thanks to you both, that's just AWESOME!!!! I just read up on RadPad, as well as a couple of others: RentMoola, RentShare, PayPal, and PayLease. And yes they're ALL legit!! It's a great way to pay rent AND earn bonus points at the same time. RentMoola seems to be a little cheaper than RadPad at 2.75%, and they also offer bonus points, etc... when you pay your rent through them with a credit card. This is awesome info!!! Problem solved!!! I really do appreciate all info given!!!

[Anonymous]

Thanks Nixon!! I'll do that now!!

[icyhot]

If you make a large purchase, then get the bonus and subsequently return it, do they take the bonus back then? That's an option

[Anonymous]

Bonus clawback.

[Ghoshida]

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@icyhot wrote:
If you make a large purchase, then get the bonus and subsequently return it, do they take the bonus back then? That's an option

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Some banks do it; Discover is known to do it for products that violated their TOS.

If the bank can't do it then they might put a flag on your account and ideally you don't want that.

Anyways, the OP's been given some good advice: Radpad etc to pay rent.

Even without MS-ing, there could be legit long-term spends; if OP wants to spend money on gifts (birthday, holidays, wedding etc) later in the year from particular stores and have not made up their mind about the particular items to buy, it's possible to look at getting gift cards from those stores (assuming OP has money to pay the card back without tacking on interest because of the advance purchase). 

[Anonymous]

All great info, thanks you guys!!!

[Anonymous]

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@icyhot wrote:
If you make a large purchase, then get the bonus and subsequently return it, do they take the bonus back then? That's an option

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I inadvertently did this with CapOne for my QS card.  I purchased an item from Geek/Wish for $7.  Terrible quality, so I returned it.  Didn't realize that this put me $7 under the $500 for the bonus spending (sorry CapOne, honestly didn't intend to churn your card when I first got it), but they let me keep the bonus.  I even gave them a month before pulling the rewards check.

[Anonymous]

It's good they let you keep the bonus, HappyCamper. It's understandable, and Sometimes things happen and an item or two just may have to be returned.

[Anonymous]

I met my Venture spending by paying my tax bill with it. The service I used only charges 1.87%, which is more than covered by the 2% cash back. I then did a BT to Slate which doesn't charge me a BT fee and I have 0% intro APR until June 2016.

[Shogun]

Thread is locked and under Moderator review.

Moderators are in no way advocating MS on the boards.  Any reference to it, blatantly or dismissively will be treated as a TOS.  Although there were some good suggestions on this subject, there were others that were not.  Please consider this a final warning.

your friendly neighborhood mod,

Shogun