HOLY JESUS CAP 1 I LOVE YOU -- PC TO QS IN 1 MONTH

Anonymous · ‎08-17-2015

Was asking cap one on chat when my first statement would generate, and decided to also ask if I could PC to QS. Low and behold I got it! Just because I wanted to chat with them!!!

No more journey for me!

Edit: Does anyone know if that means I'll get my CL to $5k now? (since its a VS -- currently at $3k)

Anonymous · ‎08-17-2015

Awesome job!

Just an FYI, i got my QS1 4 months ago. i put a ton of transactions thru it, brought it close to my credit limit, and made multiple payments to pay off the account. They gave me a CLI via automated phone request and it was either a soft pull or no pull at all, i don't know how to check my soft pulls, but the main thing is it was not a hard pull. Maybe you could try the same plan of attack...

I also just PC'ed from QS1 to QS.

Anonymous · ‎08-17-2015

I got the 2-3 day review. CSR said I qualified for a CLI, though.

Anonymous · ‎08-17-2015

@Anonymous wrote:
Was asking cap one on chat when my first statement would generate, and decided to also ask if I could PC to QS. Low and behold I got it! Just because I wanted to chat with them!!!
No more journey for me!

Excellent!, Capital One is great and if you treat them fairly, use the card and pay often, they will open their doors to you. WTG!!,👏🏼👏🏼👏🏼👏🏼

Anonymous · ‎08-17-2015

Would you happen to know if that means I'll get a CLI to $5k automatically? (current CL is $3k)

Anonymous · ‎08-17-2015

Stellar

Anonymous · ‎08-17-2015

Whoa nice tip!

I just got on the chat and in 5 minutes converted my QS1 -> QS

Gooooodbye $39 yearly fee!

OmarGB9 · ‎08-17-2015

@Anonymous wrote:
Would you happen to know if that means I'll get a CLI to $5k automatically? (current CL is $3k)

Doubtful. QS can come as a Visa sig, but it doesn't have to (it's not like a CSP which is visa sig by default), and just because you got PC'd to it doesn't meant they'll automatically grant you $5k and visa sig status. For the record, my QS is only $1.3k. No visa sig.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Anonymous · ‎08-17-2015

Thanks guys!

@omar
Darn it. That's unfortunate.

kdm31091 · ‎08-17-2015

And also your limit going to 5k will not get you a visa sig automatically. Your limit could grow to 20k and it will still be regular visa. You have to actually request the upgrade.