10-09-2012 10:21 AM - edited 10-09-2012 10:22 AM
Thanks first of all to these boards and all the members for educating others and sharing useful information.
So I emailed the CEO of cap one on thursday evening and got a call from a really nice lady on Friday afternoon.
I told her its been 2 years since I got this card and its been stuck at $750 and my credit profile is immaculate and I really want to keep this card because I want to use it when I travel and want to take advantage of the no foreign transaction fees as I travel a lot overseas.
Then she said she understands and will do whatever she can and pass my information to senior underwriters , takes down my employment, salary , and says it will be a soft pull.
Ask me what is the minimum I will take and the maximum , I said $5000 is min and max whatever they can offer me. she said she will put in 10,000 as the max.
She said she will follow up with me within a week, and to my suprise just got a call from her and she said your credit limit has been increased to $10000 IMMEDIATELY available. I was like thanks so much, It will be my primary card now .
So folks who really have a good credit profile and are eligible for increases get on the phone or email them (phone and email are widely available on this site and on google)
10-09-2012 10:29 AM
Are we talking about CapOne?
Maybe there is really hope.
10-09-2012 10:32 AM - edited 10-09-2012 10:33 AM
whats the rest of your reports look like?
ive had my best buy decline me after 2 years of perfect service and history.
|Current: Discover Fico 682 1/15 Walmart Fico 684 1/15|
Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
10-09-2012 10:38 AM
DAMNNNNNNNNNNNNN thats one FINE increase!!!
10-09-2012 10:42 AM
no go for me scores in 720's no baddies... w.eve's.b
10-09-2012 11:00 AM
Having chest pains!!! Wow!!! Congrats!
10-09-2012 11:21 AM
OK. I've awakened from my faining spell...
I just took my "Platinum" $750 card out and shot it in front of a Supervising CSR on 10/2 to ensure that my close action would hit the credit bureaus this month on 10/19.
Talk about giving up on an Ugly Duckling???????????
btw CONGRATS TO YOU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
10-09-2012 11:42 AM
WOW! That's an unbelievable increase! Especially for Capital 1.
10-09-2012 12:01 PM
No way!! I hate you!!! Just kidding Congrats, that is awesome!!
100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/0~ last credit card app 6/24/13- New car loan 3/8/2014
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