10-09-2012 10:21 AM - edited 10-09-2012 10:22 AM
Thanks first of all to these boards and all the members for educating others and sharing useful information.
So I emailed the CEO of cap one on thursday evening and got a call from a really nice lady on Friday afternoon.
I told her its been 2 years since I got this card and its been stuck at $750 and my credit profile is immaculate and I really want to keep this card because I want to use it when I travel and want to take advantage of the no foreign transaction fees as I travel a lot overseas.
Then she said she understands and will do whatever she can and pass my information to senior underwriters , takes down my employment, salary , and says it will be a soft pull.
Ask me what is the minimum I will take and the maximum , I said $5000 is min and max whatever they can offer me. she said she will put in 10,000 as the max.
She said she will follow up with me within a week, and to my suprise just got a call from her and she said your credit limit has been increased to $10000 IMMEDIATELY available. I was like thanks so much, It will be my primary card now .
So folks who really have a good credit profile and are eligible for increases get on the phone or email them (phone and email are widely available on this site and on google)
10-09-2012 10:29 AM
Are we talking about CapOne?
Maybe there is really hope.
10-09-2012 10:32 AM - edited 10-09-2012 10:33 AM
whats the rest of your reports look like?
ive had my best buy decline me after 2 years of perfect service and history.
|Current: Discover Fico 689 8/14 Walmart Fico 697 8/14|
Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
10-09-2012 10:38 AM
DAMNNNNNNNNNNNNN thats one FINE increase!!!
10-09-2012 10:42 AM
no go for me scores in 720's no baddies... w.eve's.b
10-09-2012 11:00 AM
Having chest pains!!! Wow!!! Congrats!
10-09-2012 11:21 AM
OK. I've awakened from my faining spell...
I just took my "Platinum" $750 card out and shot it in front of a Supervising CSR on 10/2 to ensure that my close action would hit the credit bureaus this month on 10/19.
Talk about giving up on an Ugly Duckling???????????
btw CONGRATS TO YOU!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
10-09-2012 11:42 AM
WOW! That's an unbelievable increase! Especially for Capital 1.
10-09-2012 12:01 PM
No way!! I hate you!!! Just kidding Congrats, that is awesome!!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO