HOW MANY GE CAPITAL/SYNCHRONY CARDS DO YOU HAVE? LIMIT?

[Creditaddict]

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@Emeraldautomotive wrote:

Chase gave me the 7-10 i called and was declined. i tried to recon twice and got nowere, any suggestions with chase? Barclays the same thing

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What are your scores they are pulling?

[Emeraldautomotive]

Experian 725

Equifax 663

Trans Union 660

All 3 Are True FICO Scores Just Pulled Today

[Creditaddict]

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@Emeraldautomotive wrote:

Experian 725

Equifax 663

Trans Union 660

All 3 Are True FICO Scores Just Pulled Today

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what was chase' denial reason?

Did you apply with them towards beginning of this huge spree or end?

[emptypockets]

IMO, no way Barclays will approve with all those new INQ's, even on recon. Chase may have double pulled (EX and EQ) so possibly, they may not have seen all the TU hits you prob took for the GE cards.

How many INQ's do you have? You probably will need to take a good long breather, and hope GE doesn't shut down some of those accounts.

[Ron1]

Amazon card

American Eagle

Carcare one

Care credit

Dillard's Amex

Ebates Visa Signature

Gap card

JC Penney

Old Navy Visa

Paypal MC

Sams Club Credit

Sam MC

Walmart card

Walmart MC

Ron.

[Emeraldautomotive]

it was in the middle, they said to many inq's and balances to high to credit limit, yet my uti is only 9% today

[daybreakgonesXe]

Just one, my JCP card that's at $7500 don't feel a need for any others at this point in time.

[BluePoodle]

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@Emeraldautomotive wrote:

I went on an app spree today and was approved for a lot of cards most of them ge capital here is my approval list

pay pal connect 

american eagle 

jc penny 

shop hq

tj maxx

brooks brothers

lord and Taylor 

belk

dillards

Toysrus

target

capital one

nordstrom

as well as about 7 with a 7-10 day message

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I am confused as to how you think apping for all of these at once is going to help in the long run?  What kind of CL's did you get? I doubt Barclay will approve with that many new HP's and TL's. 

I have one, and Target with $3K limit. That's the only one I plan to get unless I buy a house in the future, then maybe I would add a Lowe's. But otherwise I do see the point.

Congrats....better see you in the garden!

[jamesdwi]

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@Josh2942 wrote:
I can't hope you didn't get all these to save 15% once lol. All these store cards will hurt you when you go for real bank credit. You may need to garden for two years

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not true, most banks ignore the store cards in good standing if they are at 0 balance and no lates. They only strengthen your CR once they are 6+ months old,  I have had no problems getting prime cards with moderately high limits,  my typical starting CL is 6k plus these days with chase giving me starting limits of 10k and 20k.

[chan85]

Target is a GE card??