HP or SP/ Wal-Mart for cli

[Anonymous]

Anyone know the answer for cli , would like make request since my score has improved and received my last increase over a year.

[Anonymous]

Soft. Has been discussed countless times.

[DM6410]

It is generally a soft pull. They may not do a new or very recent soft pull, they usually look at the last time they reviewed your report and base the decision on that report's contents. Others have posted questions on this forum regarding Walmart doing this. They also did this to me on my Old Navy card when I requested a CLI, used an old report from the last time they had softed my report and denied me. YMMV!

[CS800]

Both times for me the CLI's were softs

[CreditCrusader]

---

@Anonymous wrote:
Soft. Has been discussed countless times.

---

You may not believe this, but some people don't live their lives on the MyFICO message boards or have much of a search engine aptitude. That was a little too snotty for what was a one-word answer, IMO.

[kevinjjc]

FYI, it's possible to recon if you get denied for a CLI or if you're not satisfied with the approved limit. The backdoor # is in the backdoor sticky.