HP or SP

[fixmycred14]

Do you know if a CLI on Navcheck or nRewards is a HP or SP? I can't risk a HP because I'm buying a house. My nRewards is a month shy of turning a yr old. No automatic increase yet...what gives? Will they increase it at the one yr mark? I paid on time every single month.

[takeshi74]

Always assume HP.  CLI's aren't just handed out based on time.  They always depend on your credit and income versus the creditors critiera.

[Creditaddict]

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@fixmycred14 wrote:
Do you know if a CLI on Navcheck or nRewards is a HP or SP? I can't risk a HP because I'm buying a house. My nRewards is a month shy of turning a yr old. No automatic increase yet...what gives? Will they increase it at the one yr mark? I paid on time every single month.

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Navcheck is HP but your sigi shows it $15k, that's the max.

Credit Card is SP if instant counter to your request and HP if you get review... if buying house, wait until close.

Navy isn't all that known for auto cli I don't feel.