HP vs SP

[myjourney]

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@ecxpa wrote:

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@DaveSignal wrote:

Look for the following sections on your credit reports:

Experian:

Transunion:

Equifax:

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I subscribe directly with experian.com and transunion.com and for the life of me I cannot find those sections on my credit report when I log in.  Is there another transunion or experian site. The "inquiries that do not impact your credit rating ' is on my Equifax report

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That's probably it 

[ecxpa]

ok.....so I found out that the credit monitoring services even though the reports are directly from the CRA do not provide a list of soft inquiries except EQ.  I got an Experian report because of a denial and it listed the soft pulls.  The only way to see these on Experian or Transunion is to do a dispute or request the FULL REPORT because of a denial.

[myjourney]

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@ecxpa wrote:

ok.....so I found out that the credit monitoring services even though the reports are directly from the CRA do not provide a list of soft inquiries except EQ.  I got an Experian report because of a denial and it listed the soft pulls.  The only way to see these on Experian or Transunion is to do a dispute or request the FULL REPORT because of a denial.

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Correct directly from the CB's 

[Anonymous]

Thank you for providing a visual aid.