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Member
Posts: 9
Registered: ‎07-06-2012
0

Re: HSBC Accounts

Will this change still represent subprime or prime accounts?  I have two accounts with Capital One and one with Orchard bank.  Max limit is $500 on all three and I have only recieved one CLI on all three.  I would love at least one of these account to show a prime.


Starting Score Ex: Fako 629 Starting Score Eq: 602 Starting Score TU: 608
Current Score Eq: CK 561
Current Score TU: Walmart 621
Goal Score: 700


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My Wallet: Best Buy $400, Walmart $400, Amazon $700, (2)Cap One $500, Orchard Bank $350, Cap One $1000, Ashley Stewart $1000, GE $1500
Valued Contributor
Posts: 1,053
Registered: ‎12-12-2011
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Re: HSBC Accounts

They are still giveing CLI's on Orchard Bank Cards.

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 5,500 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Belk / SYNCB - 3,000 | Aeromexico Visa / US Bank - 300 | Capital One - 500/3,700 | Bank Of America 123 Cash Back - 12,000 | Wells Fargo - 300 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
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Re: HSBC Accounts


corymcd88 wrote:

They are still giveing CLI's on Orchard Bank Cards.


I got one with a soft pull in July, but everyone I've talked to that asked for one since Aug 1 has been hard pulled.  Did you get one since Aug1?  Was it a hard pull?

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

Valued Contributor
Posts: 1,053
Registered: ‎12-12-2011
0

Re: HSBC Accounts

It was a soft pull.

Walmart / SYNCB - 1,000/12,000 | JCP MasterCard / SYNCB - 5,500 | Dillard's / Wells Fargo - 5,000 | Amazon / SYNCB - 1,000 | Belk / SYNCB - 3,000 | Aeromexico Visa / US Bank - 300 | Capital One - 500/3,700 | Bank Of America 123 Cash Back - 12,000 | Wells Fargo - 300 | AMEX Hilton HHonours - 2,000 | PenFed Platinum Rewards Visa Signature - 30,000 | PenFed Travel Rewards AMEX - 10,000 | PenFed PLOC - 5,000 | PenFed Thrifty Credit - 500 | Discover IT - 8,800 | Wyndham / Barclays - 2,500 | Citi Simplicity - 3,800 | Amazon.com Visa Signature - 5,000 | Chase Freedom Visa Signature - $6,200.
Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
0

Re: HSBC Accounts


corymcd88 wrote:

It was a soft pull.


Sweet.  Too bad I'm not due for my regular 6 month CLI until Jan.  

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

Contributor
Posts: 85
Registered: ‎08-29-2012
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Re: HSBC Accounts

 

p- wrote:

corymcd88 wrote:

They are still giveing CLI's on Orchard Bank Cards.


I got one with a soft pull in July, but everyone I've talked to that asked for one since Aug 1 has been hard pulled.  Did you get one since Aug1?  Was it a hard pull?


I just called a couple of minutes ago for CLI and got approved

My Wallet: AMEX Gold NPSL, AMEX BCE 1K, Express 1350, Victoria Secret 2050, Macy's 2000, Kay's 7600, Capital One 1400, Capital One 4000, Quicksilver One 3500; Quicksilver 3000; QVC 1600, Walmart 5000, Pier 1 1250, Kohl's 1500, JCrew 1550, JCPenny 3600, Discover 1500, Lowes 12000, Amazon 1200

Lender Pull: 2/16/13 TU: 672 EX: 681 EQ: 671
Current Scores: 2/6/15: TU 696 EX: 679 EQ: 658
Goal Score: 700
Valued Contributor
Posts: 2,658
Registered: ‎06-05-2008
0

Re: HSBC Accounts


EmpressLuv wrote:

I just called a couple of minutes ago for CLI and got approved


yaaaay.  Hope it still works in Jan.

3-26-15: FICO EXP: 814 - EQU:813 - TRAN: 809 - AVG: 812 +262 points from JUN 2008 - MY CREDIT JOURNAL

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